Lorne Levy is a senior loan originator with Polygon Financial Group with over 17 years of mortgage industry experience. He specializes in conventional mortgages, reverse mortgages, and VA loans.
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Lorne Levy is a senior loan originator with Polygon Financial Group, bringing over 17 years of experience to the mortgage industry. He helps Colorado homebuyers and homeowners navigate the complex world of home financing, from first-time purchases to refinancing and investment properties.
Levy specializes in a wide range of mortgage products including conventional loans, FHA financing, VA loans for veterans, reverse mortgages for seniors, and investment property financing. His expertise extends to jumbo loans and condo financing, where he helps clients understand the unique requirements and restrictions that apply to these transactions.
A regular guest on the Kim Monson Show since 2019, Levy provides weekly updates on mortgage rates, Federal Reserve policy, and the broader economic factors affecting housing affordability. He is known for his ability to explain complex financial concepts in accessible terms, helping listeners understand the relationship between inflation data, Treasury yields, and mortgage rates.
Levy is particularly passionate about educating seniors on reverse mortgage options, which can help those 62 and older access home equity without monthly payments. He also advises clients on strategies for building wealth through investment properties and using home equity strategically.
Based in Colorado, Levy serves clients throughout the Denver metro area and beyond through Polygon Financial Group.
Kim Monson with Dr. James Lyons-Weiler on COVID lab origins, Mike Rawluk on housing and surveillance, Lorne Levy on the new Fed chair, Trent Loos on the fight over land, and Brandon Wark on dark money in the primaries. June 24, 2026.
“Whoever sits on the board when those companies go and request price increases are government-appointed boards that they go to or commissions that determine if they're allowed to raise their prices or not.”
Guest host Brad Beck with Danielle Lammon on affordability, Joe Arbuckle on military meritocracy, and Karen Levine and Lorne Levy on housing. June 19, 2026.
“I don't know how many millionaires Facebook has created and NVIDIA from all their employees and the people that own their stocks.”
Gregory LaPoint on natural law and the Catholic campuses, plus Trent Loos on the Wyoming wind wall and property rights. Kim Monson Show, June 10, 2026.
“There's a sort of a misconception out there that the Federal Reserve Chairman is a one-man show that just makes decisions, and he's not.”
John Case on Tina Peters' release and Colorado election transparency; Trent Loos on alpha-gal ticks and an energy land grab. Kim Monson Show, June 3, 2026.
“We're talking about everyday just shortfalls that people have to cover just to maintain their life.”
Lauren Fix on license plate surveillance, Trent Loos on loyalty-card pricing and farm policy, and Karen Gordey on Lakewood's zoning fight. May 27, 2026.
“They should know that they're a great, valuable tool for the right people.”
Karen Levine and Lorne Levy on property and mortgages, Dr. Jill Vecchio on digital IDs, Molly Lamar on Cherry Creek, Teddy Collins on guns. May 22, 2026.
“The lender is covering the cost to try to stir business for themselves. So that's beautiful for a buyer.”
Dr. James Lyons-Weiler on the CDC vaccine-fraud extradition, Ron Hanks on a Republican primary lawsuit, and Trent Loos on alpha-gal ticks. May 13, 2026.
“Today we've had some more inflation data came out that was a little bit hotter than what they were expecting, which I think we're all kind of seeing at the grocery store and the gas pump. And so that is causing the 10 year, like you and I always discussed, to start to creep back up almost to 450. So we've seen a little pressure on mortgage rates in the last, you know, especially the last week or so.”
Lauren Fix on Minnesota's classic car crackdown, Mike Rawluk on HB26-1119, and Trent Loos on BlackRock for April 15, 2026.
“There's a lot of different lenders out there that specialize and have better opportunities or better guidelines that favor certain people. That's the point of having all these different lenders at our disposal.”
Smart water meter surveillance, COVID revisionism, and Nebraska fire devastation with Rawluk, Lyons-Weiler, and Loos. April 8, 2026.
“Just with the word of the two-week ceasefire, the 10-year U.S. Treasury has come down 10 basis points overnight, which is a big move in our world of home loans.”
Lauren Fix exposes per-mile taxes being tested nationwide, Mike Rawluk tackles surveillance cameras, and Trent Loos demands PBI transparency. March 25, 2026.
“It's very tied to the 10-year US treasury. So I was looking at it yesterday and I believe it was maybe four weeks ago, right before the war started, we were at a 10-year treasury of 394, 3.94. Yesterday it hit 4.41. And then today, because of just the news that we might be gaining ground on some sort of a ceasefire, it's 434, which is a big step down, you know, for just a brew, really just maybe 12 to 18 hours of time going by.”
Kevin Lundberg on Protect Kids Colorado ballot victories, Mike Rawluk on Lakewood upzoning, Trent Loos exposes the USDA fertilizer scandal. March 18, 2026.
“As you and I always talk about, rates tend to be news-driven in the last several years, not just economically driven.”
Kim Monson examines Cherry Creek School District corruption, the open primary lawsuit, SB135's TABOR threat, and housing market shifts on March 13, 2026.
“Markets hate uncertainty. They like certainty. So we had really, really low rates years ago when people were getting mortgages in the twos and threes. And they rose to 6%, 7% really quickly. And the housing market basically froze.”
Arvada trespass powers, Colorado fur ban petition, pesticide regulation, and Wyoming energy. March 4, 2026.
“We got down to about 393 on the 10-year. And then with everything that happened and the uncertainty is what we always talk about in the markets, you know, it's back. It got a high of about 410 yesterday before settling back in.”
Jay Davidson sounds the alarm on spending. Molly Lamar exposes Cherry Creek nepotism. Housing affordability debate on February 13, 2026.
“I've always maintained, hire an army of people, pay them a minimum salary with a big commission, and go after fraud in every area and pay them on the recovery of the fraud.”
“If you find yourself sitting on a lot of equity in your home and you have a decent income and you're buried in credit card debt, that is dangerous. And I would call to see if there's a way to get you help.”
“I think the biggest thing people should know about the Fed is that it's not a major factor in what they should be worried about on a day-to-day basis.”
“We were like, if you like the home and you can afford the payment, get into the home and buy it, and then we can refinance it later, you know, and hopefully save a bunch of money.”
Kim Monson hosts discussions on elections, TABOR, Second Amendment rights, mortgages, and the Dinos Alive exhibition with six guests. October 30, 2025.
“And I tell them just because the Fed cuts does not necessarily mean rates are going to go down.”
1:41:59 – 1:51:39
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