[00:05] Show Intro Announcer: It's the Kim Monson Show, analyzing the most important stories.
[00:11] Kim Monson: An early childhood taxing district, what on earth is that?
[00:14] Show Intro Announcer: The latest in politics and world affairs.
[00:17] Kim Monson: I don't think that we should be passing legislation that is so complicated that people kind of throw up their hands and say, oh, I can't understand it.
[00:24] Show Intro Announcer: Today's current opinions and ideas.
[00:26] Kim Monson: It is not fair that just because you're a big business that you get a break on this and the little guy doesn't.
[00:31] Show Intro Announcer: Is it freedom or is it force?
[00:34] Show Intro Announcer: Let's have a conversation.
[00:38] Kim Monson: And welcome to the Kim Monson Show.
[00:46] Kim Monson: You can sign up for our weekly newsletter there.
[00:48] Kim Monson: You will get the first look at all of the upcoming guests, as well as our most recent op-eds and our most recent Sounding Off with Kim Monson podcast.
[00:57] Kim Monson: We would appreciate it if you would go over to Facebook and give us a like as well.
[01:01] Kim Monson: Thrilled to have in studio with me a couple of my favorite people.
[01:05] Kim Monson: Rick Turnquist, we collaborated on our Voter's Guide together, and a lot of people, I think it's helping them.
[01:11] Kim Monson: I think it's a good tool as they're filling out their ballots.
[01:14] Rick Turnquist: Yeah, I've gotten a lot of good feedback on it from family, friends, and people we've talked to in the presentations we're doing, including we'll be doing one more coming up this Monday night at Water's Edge Winery.
[01:25] Rick Turnquist: And so I know tickets are going fast, so people need to go to your website and sign up for that as soon as possible before we're sold out.
[01:33] Kim Monson: We did one event there, oh, a few weeks ago, and it was so robust.
[01:41] Kim Monson: I love the ambiance, the food's great, the wine's great, and the conversation is always robust there.
[01:48] Rick Turnquist: Yeah, it was very robust, and the interesting part was one item that I thought was relatively non-controversial turned out to be the biggest discussion point of all, and that was another time that we did the presentation as well.
[02:01] Rick Turnquist: So I'm not going to spoil it by saying which one that was, but I was a little bit surprised, And, you know, clearly a lot of people still think that it's government's job to legislate morality.
[02:14] Kim Monson: Well, and Allen Thomas was in studio last week, and he's another one of our great authors.
[02:19] Kim Monson: And he had written a very good op-ed about that government should not legislate morality.
[02:25] Kim Monson: And so I recommend people go to the website and check that out.
[02:27] Kim Monson: And you can buy our tickets or buy your tickets there as well for the event on Monday night.
[02:32] Kim Monson: Our voters guide is there, as well as we're having an event tomorrow for the I'm a Trumpster guys up at 88 Drive-In Theater.
[02:39] Kim Monson: It's a fundraiser to keep those bus wheels rolling.
[02:43] Kim Monson: Interestingly enough, CBS News, Evening News is in, and they're with the guys.
[02:49] Kim Monson: They were out yesterday just photographing what is going on there, and they may be up at 88 Drive-In Theater.
[02:57] Kim Monson: You can buy those at my website as well.
[02:59] Kim Monson: Also in studio with me is one of my valued partners, Lorne Levy with Polygon Financial Group.
[03:04] Kim Monson: It's great to have you here as well.
[03:07] Kim Monson: And you said that you've been looking at the Voter's Guide as well.
[03:10] Lorne Levy: I have a lot of friends that are looking for an outlet and maybe weren't aware of your show, and I've kind of been turning them on to it, and they're looking for someone who's done the homework and the research to give them real feedback on some of these questions that they're just not getting anywhere else.
[03:31] Kim Monson: And, you know, Lauren, I don't think a lot of people understand that sometimes, well, there's two ways that something can, an issue can get on the ballot.
[03:38] Kim Monson: It can either be referred by the legislature or it can be petitioned on by the people.
[03:45] Kim Monson: And let's see, Rick, you're probably going to have to help me remember this.
[03:47] Kim Monson: If it is a letter, like a Proposition E or EE, which is the nicotine tax, that is referred by the legislature.
[03:56] Kim Monson: and if it is a number, it is something that is being petitioned on by the people.
[04:02] Kim Monson: And so if it has been referred by the legislature, there is a piece of legislation that backs that up.
[04:08] Kim Monson: I didn't really understand that until about three or four years ago.
[04:13] Kim Monson: And so on the nicotine one, the piece of legislation is 50 pages long.
[04:19] Kim Monson: Just on that alone, you need to say no.
[04:21] Kim Monson: Steve, you're going to be joining us on Monday night, right?
[04:23] Producer Steve: Yes, I got my ticket, and I'm looking forward to it.
[04:26] Producer Steve: Oh, that'll be great.
[04:29] Kim Monson: That voice that you heard was our producer, Steve.
[04:31] Kim Monson: I get to work with a great team here, and that is Steve, Zach, Patty, Keith, and Charlie.
[04:37] Kim Monson: And each of you listeners, you are valued, you're treasured.
[04:40] Kim Monson: Today's Strive for Excellence, take care of your heart, your soul, your mind, and your body.
[04:44] Kim Monson: And, Lauren, you may tell your friends, I'm not sure if I mentioned this to you, they are now replaying the show not only from 10 to 11, but 1 to 2 in the afternoon as well.
[04:55] Kim Monson: So it's kind of like morning, afternoon, and night.
[05:01] Kim Monson: We're going to be talking about Donald Trump in the third and fourth segment, Rick Turnquist.
[05:07] Rick Turnquist: Yeah, I think we need to review the president's re-election a little bit.
[05:13] Rick Turnquist: And also we're going to talk a little bit about our voter guide, maybe some of the more important ones, I think.
[05:18] Rick Turnquist: Yeah, and I wrote a blog post several months ago, back in January, in fact, called We Must Re-elect the President.
[05:30] Rick Turnquist: And it's kind of a look at the successes of the Trump administration and why we should re-elect Donald Trump.
[05:37] Rick Turnquist: And there's been things that have changed since then, and we'll get into that.
[05:40] Rick Turnquist: But I reread it yesterday as I was trying to convince a person close to me to vote for Donald Trump.
[05:47] Rick Turnquist: And, you know, I think that it's aged well and there's a couple of things we could update to it.
[05:57] Kim Monson: Well, we'll talk about that when we get into the third and fourth segment.
[05:59] Kim Monson: So I normally do an inspiration quote and I thought, well, it would be appropriate to quote Donald Trump.
[06:08] Kim Monson: He said, the most basic duty of government is to defend the lives of its own citizens.
[06:14] Kim Monson: Any government that fails to do so is a government unworthy to lead.
[06:21] Rick Turnquist: When we, when we talk about the role of government, we say the role of government is to protect life, liberty and property.
[06:26] Kim Monson: And Donald Donald Trump spoke to the first of those three, and you know what is amazing now did you watch the the what was it?
[06:38] Lorne Levy: I was out with my son, so I just listened to some of it on the radio and uh, to be fair, like I told you, my son is 16 and he's like dad.
[06:46] Lorne Levy: These guys are just yelling at each other and it's an, it's like an argument.
[06:53] Kim Monson: Yeah, I think that has been the strategy, uh, to try to make trump look argumentative.
[07:00] Kim Monson: And then people, you know that virtue, single.
[07:03] Kim Monson: Well, I'm, I'm above that when he's trying to get his message out.
[07:11] Kim Monson: You know, she asked about coronavirus.
[07:14] Kim Monson: She never once mentioned, Rick Turnquist, that he's been nominated four times for the Nobel Peace Prize.
[07:20] Rick Turnquist: I didn't watch it either because it's a busy time at my work right now, and I wasn't able to do that.
[07:26] Rick Turnquist: But, you know, by now it's well known that the mainstream media is completely hostile to President Trump and has been since he went down the escalator in the Trump Tower to announce his candidacy.
[07:40] Rick Turnquist: And I think that most Americans are tuned into the fact that the media is not fair to him and bake that into their decisions about him.
[07:50] Kim Monson: Well, we'll talk more about that in the third and fourth segment as well.
[07:53] Kim Monson: Casper Stockham is on the line, and he is a candidate for Congress for the Congressional District 7 here in Colorado.
[08:02] Kim Monson: Did you happen to watch the town halls last night, Casper?
[08:06] Casper Stockham: We were at a Patriot rally here in Colorado at the Bannermere Speedway.
[08:18] Kim Monson: We hit on this last week, and you and I did a podcast yesterday where we really delved into it.
[08:25] Kim Monson: And that is President Trump and the Platinum Plan for Black America.
[08:31] Kim Monson: And let's just talk a little bit more about that, because you think that this is something that is is really great.
[08:37] Kim Monson: And, in fact, if Donald Trump can move the needle in the ethnic communities- and it looks like he is he- he stands to be re-elected Casper, oh yeah.
[08:47] Casper Stockham: Well, he's definitely moving the needle, and this platinum plan is not to help him win the election, because he's already moved the needle in the black community significantly.
[08:57] Casper Stockham: This is like icing on the cake, because a lot of things in his plan are continuations of things he's already done.
[09:05] Casper Stockham: But I was listening to you earlier mention about legislative morality, and I did a candidate forum, one and only candidate forum with my opponent.
[09:18] Kim Monson: There's a lot of that going around, Casper.
[09:22] Casper Stockham: One of the things I mentioned, because he was all excited about a bill that the House passed.
[09:28] Casper Stockham: This is all set-up questions, lay-up questions for him.
[09:31] Casper Stockham: And he was excited about a bill, the House passed, that stopped boyfriends from legally buying a firearm if they were accused of domestic violence.
[09:45] Casper Stockham: And I said, look, you can't legislate morality, okay, because if that person cannot purchase it legally, they're just going to purchase it illegally and still do the same crime because obviously they don't care what they're doing and stuff.
[09:59] Casper Stockham: So stopping them from legally purchasing a firearm is not going to do anything.
[10:03] Casper Stockham: And he was mad because the Senate didn't even take up the bill.
[10:12] Kim Monson: But anyway, the president's— Well, and let's delve into that just a little bit more, because I don't think I'm familiar with it, but you're saying that if a boyfriend is accused of domestic violence, then then, um, they should not be able.
[10:27] Kim Monson: The the bill or the legislation that your opponent presented was that they should not be able to buy a firearm.
[10:33] Kim Monson: Am I following you correctly on that casper?
[10:36] Casper Stockham: Well, he didn't present it at all because he doesn't present anything but the house.
[10:41] Casper Stockham: Um, I mean the house voted on and approved it and sent it over to the senate, and the senate just said no, okay, but I just, I'm trying, I'm trying to drill down that.
[11:00] Casper Stockham: Yeah, they're just saying that these accused, you know, then, you know, because we have to protect the women.
[11:09] Kim Monson: It's just an end run around the Second Amendment is what it was.
[11:16] Kim Monson: Let's, I kind of, I wanted to clarify that.
[11:19] Kim Monson: What's the things that you want to hit on this morning, Casper?
[11:26] Casper Stockham: And the biggest, not complaint, but criticism about the plan is, you know, they say, well, the president's doing it to, you know, get the black vote.
[11:34] Casper Stockham: Well, he's already made major strides to get more of the black vote this time anyway, because he's one of the few presidents that actually acknowledged, you know, that there is an opportunity to get the black vote and actually has gone after and has launched things like Black Voices for Trump.
[11:57] Casper Stockham: And then I went back to Atlanta on the 25th of September, and he launched the Platinum Plan.
[12:11] Casper Stockham: And he has a host of different items in here that add on to what he's already doing and has done for the black community.
[12:21] Casper Stockham: In fact, I have a statement, and no one has challenged me on this statement yet, and President Trump has done more for the black community than the last four presidents combined, including a black president who was in office for eight years.
[12:40] Kim Monson: You know, and our friends, Reggie Carr and Johnny Thomas with I'm a Trumpster, what they are doing is showing up in these ethnic communities, which is kind of the first time that I've really seen that.
[12:51] Kim Monson: They've come to Colorado to move the needle.
[12:53] Kim Monson: And, you know, what they're doing is pretty gutsy work, Casper.
[13:04] Casper Stockham: I just wish the Republican Party got it, because if they did, this would be over.
[13:09] Casper Stockham: You know, Kim, I just joined a coalition of black congressional candidates.
[13:27] Casper Stockham: And we're going to be launching an ad campaign here very shortly, in the next few days, actually, pointing out the fact that if we won, the whole racial claims and everything else would be over.
[13:45] Kim Monson: Well, what Reggie and Johnny are doing is so important.
[13:47] Kim Monson: What you're doing and these other candidates is really important.
[13:51] Kim Monson: We're having an event tomorrow at 88 Drive-In Theater to keep these bus wheels rolling with the I'm a Trumpster guys.
[13:56] Kim Monson: We're going to have food trucks as well as you can get your picture taken with the guys.
[14:02] Kim Monson: You can buy your tickets at KimMonson.
[14:05] Kim Monson: Casper, how can people adopt you and help you get you across the finish line here?
[14:13] Casper Stockham: And I will be out there tomorrow as well, and I have a big 6x12 banner out at the drive-in, so it's going to be kind of cool.
[14:24] Casper Stockham: We are looking for volunteers to help us get out all these yard signs.
[14:28] Casper Stockham: We have thousands of yard signs we need to get placed between now and election time.
[14:35] Casper Stockham: We have volunteers all over the city waving and banners and so forth.
[14:42] Casper Stockham: comand join the team and help us take this over the goal line.
[14:49] Kim Monson: And we will see you tomorrow, Casper Stockham.
[14:53] Kim Monson: Before we go to break, another one of my great partners is Hooters Restaurants.
[14:57] Kim Monson: And they have five locations, Loveland, Aurora, Lone Tree, Westminster, and Colorado Springs.
[15:02] Kim Monson: And October is always Breast Cancer Awareness Month.
[15:06] Kim Monson: And Hooters Restaurants is helping with that.
[15:10] Kim Monson: And so there's several things that you can do.
[15:12] Kim Monson: You can purchase a pink drink, and part of that goes towards fundraising.
[15:15] Kim Monson: You can donate$ 5 for the pink color change cup.
[15:18] Kim Monson: You can fill out an endowment card for a buck, and that will hang on the wall.
[15:22] Kim Monson: You can ring up the change to the next highest denominator, I guess it is.
[15:29] Kim Monson: And you can also, they have some great pink- themedmerchandise.
[15:32] Kim Monson: And all that will go to Breast Cancer Awareness Month.
[15:35] Kim Monson: Hooters Restaurants is a great partner of mine.
[15:40] Kim Monson: I never even knew that their fish and chips were so good.
[15:51] Metropolitan Total Property / Karen Levine Ad Voice: Metropolitan Total Property is more than landscaping.
[15:55] Metropolitan Total Property / Karen Levine Ad Voice: Locally owned and operated since 1987, their team is proud to be your neighbor and live in the community.
[16:02] Metropolitan Total Property / Karen Levine Ad Voice: Metropolitan Total Property stands behind their work and your complete satisfaction is their top priority.
[16:09] Metropolitan Total Property / Karen Levine Ad Voice: Kim Monson highly recommends Metropolitan Total Property for landscaping and more.
[16:14] Metropolitan Total Property / Karen Levine Ad Voice: She was one of their very first clients way back in 1987.
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[16:24] Metropolitan Total Property / Karen Levine Ad Voice: Again, that's MetropolitanTotalProperty.
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[16:28] Show Support Promo Voice: Now more than ever, it is important to have independent voices bringing truth and clarity to the issues facing us, our families, our communities, our state, our nation, and our world.
[16:39] Show Support Promo Voice: world.
[16:41] Show Support Promo Voice: The Kim Monson Show is one of those important voices.
[16:43] Show Support Promo Voice: Kim is a truly independent entrepreneur.
[16:46] Show Support Promo Voice: She purchases her broadcast time, which gives her total freedom in production of the show and scheduling of guests.
[16:52] Show Support Promo Voice: If you'd like to support the Kim Monson Show, go to her website, kimMonson.
[16:56] Show Support Promo Voice: com, and click on the contribute button under Kim's picture.
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[17:06] Kim Monson: And welcome back to the Kim Monson Show.
[17:15] Kim Monson: You can sign up for our weekly newsletter there as well.
[17:18] Kim Monson: And a lot is going on at the website right now.
[17:21] Kim Monson: There is our voter's guide, which Rick Turnquist, who is in studio with me, we spent a lot of time working on that.
[17:26] Kim Monson: We're going to talk about that in the third and fourth segment.
[17:30] Kim Monson: And then also our event on Monday night at Water's Edge Winery.
[17:35] Kim Monson: Tomorrow, the I'm a Trumpster guys, We're doing a fundraiser up at 88 Drive-In Theater.
[17:40] Kim Monson: You can buy your tickets there as well.
[17:43] Kim Monson: The weather's supposed to be beautiful.
[17:46] Kim Monson: In studio, another guy that's in studio is Lorne Levy.
[17:50] Kim Monson: Lorne, you are a valued partner of the Kim Monson Show.
[17:55] Kim Monson: And wanted to talk a little bit, first of all, about the mortgage market.
[18:00] Kim Monson: Is the election affecting it at all?
[18:05] Lorne Levy: they say that mortgage rates are loosely connected to the treasury, like the 10-year treasury note, which for those that follow it have seen that it's been 0.
[18:17] Lorne Levy: 7 for an extended period of time now.
[18:20] Lorne Levy: And that's due to the Federal Reserve doing not really stimulus, but pumping, backing the mortgage market, buying those securities on a monthly, daily basis.
[18:32] Kim Monson: Is that setting us up for like the housing bubble thing back in 2008?
[18:39] Lorne Levy: I mean, you could say values are going up, but they're not going up exponentially and crazy in all the markets.
[18:45] Lorne Levy: You know, they're maintaining and what they're doing is stopping this virus from causing the opposite of home values going down, people not being able to get loans because they're in there backing the market and being the buyer of last resort, which is allowing people to take advantage of low rates.
[19:02] Lorne Levy: and is probably saving people from not being able to stay in their homes.
[19:06] Kim Monson: So I know that you have been able to get some rates for people with the number two, which is unbelievable, for a 30-year?
[19:15] Lorne Levy: And I think that's kind of standard right now, Kim.
[19:17] Lorne Levy: It's been that way for a little bit, for a couple months now.
[19:19] Lorne Levy: We're still on a daily basis getting people rates in the twos.
[19:24] Kim Monson: But there's a bit of a backlog now, right, because there's so much demand?
[19:29] Lorne Levy: And what's happened is, you know, in some businesses, you know, if you run a grocery store, for example, and you have demand, you can hire fairly quickly.
[19:36] Lorne Levy: The training curve is not that high to have people stock shelves.
[19:39] Lorne Levy: Or when you want to hire more underwriters, they have to know the loan business and they have to be trained.
[19:45] Lorne Levy: And so these lenders just are overwhelmed with the volume.
[19:50] Lorne Levy: But likewise, in lieu of that, they're extending rate locks oftentimes for free.
[19:56] Lorne Levy: The process is just a little slower, but the rates are honored, and we're not having to tell people, sorry, we can't get that rate anymore.
[20:04] Lorne Levy: We're just having to tell them it's going to be a little bit.
[20:07] Kim Monson: Now, with rates so low, people that are on fixed incomes, you know, used to be able to go to bonds and get yield there, and that's probably, that's not really there.
[20:18] Kim Monson: So there's these reverse mortgages that you need to be careful on who you deal with on these.
[20:24] Kim Monson: But that is a tool that people can use when they're moving into retirement, correct?
[20:29] Lorne Levy: Reverse mortgages are very highly regulated because we're dealing with seniors.
[20:33] Lorne Levy: There are some fees that can be charged that depends on who you work with.
[20:37] Lorne Levy: That's why it's important to know who you're working with.
[20:39] Lorne Levy: But it is a great opportunity for people who have most people's largest asset.
[20:44] Lorne Levy: Potentially could be their 401k coming out of employment, but it's usually their home and their equity.
[20:48] Lorne Levy: and so the only way to tap into that is to get a loan that you have to make payments on, which doesn't help you when you're short money, or sell it.
[20:56] Lorne Levy: And you have to buy someplace else to live.
[20:58] Lorne Levy: Yeah, and then you have to try to downsize, which in Colorado is almost impossible, and so a lot of people don't want to move.
[21:04] Lorne Levy: They don't want to be told they can't stay in their neighborhood where they love their neighbors, and so a reverse mortgage allows them the opportunity to access the equity in their home and stay there, but not increase their payments.
[21:16] Lorne Levy: that you don't have payments, but you can access those funds.
[21:20] Lorne Levy: So a lot of people are turning to it in the right situation to make up for the shortfall they're getting from income in other places.
[21:27] Kim Monson: And you'd mentioned when we first, as I was trying to learn about this, that it is really important that people understand it and family members understand it so that there is no surprises as they move on into life.
[21:39] Kim Monson: And so you would be a person that could really help them with that.
[21:42] Lorne Levy: Whenever I talk to someone and have a consultation with them, I always try to get their adult children, because you have to be 62 to get a reverse mortgage.
[21:49] Lorne Levy: So we're talking about adult children that are going to be there to help their parents as they age, to make sure they don't make any mistakes in the process, when they're 90 or so, to cause a foreclosure by accident.
[22:02] Lorne Levy: We want the children involved so that they can step in and mitigate that risk.
[22:08] Kim Monson: The best way to reach you is your phone number, right?
[22:17] Kim Monson: And Lauren can help you with a refinance or a new mortgage or a reverse mortgage.
[22:24] Kim Monson: So let's jump over here to another one of my great partners, and that is Karen Levine.
[22:27] Kim Monson: She's an award-winning realtor with Remax Alliance.
[22:37] Kim Monson: And that number is 303-877-7516 for Karen, 303-877-7516.
[22:46] Kim Monson: What's the new numbers regarding the metro market?
[22:50] Karen Levine: Well, the new numbers continue to look like the old numbers, which are new listings coming on the market in the metro Denver area for the last seven days.
[23:06] Karen Levine: But 2,112 homes have gone under contract during that same period of time.
[23:14] Karen Levine: And we've closed about 1,824 homes, which is great.
[23:21] Karen Levine: People are getting into new properties, and sellers are selling, and buyers are just struggling with choice and competition, and especially in the lower-end markets, but we're actually seeing a lot of competition throughout the marketplace.
[23:41] Karen Levine: It seems that the story is the same throughout our state.
[23:46] Karen Levine: And as we chatted about last time, new construction may be an option for a buyer who has time.
[23:55] Karen Levine: But we, again, don't have a lot of developed lots ready to go.
[24:00] Karen Levine: So the timeline is typically 8 to 12 months, depending on the builder and the permitting process for that city.
[24:09] Kim Monson: Now I was actually out and about yesterday and Castle Rock to the east, there is a lot of new build that is going on there and really good looking properties.
[24:19] Kim Monson: And I was thinking about it, we talked about it last week, that it is good if you're thinking about a new build as well to have you on the side of the buyer's table as well so that the buyer is represented.
[24:30] Kim Monson: And I think a lot of people haven't realized that that is something that is important and that you can do.
[24:35] Karen Levine: Yes, and I encourage if you're thinking about new construction or you're thinking about new housing on any level that you reach out to me so that you understand the landscape, how I can best serve you and advocate on your behalf.
[24:55] Karen Levine: And builders in the metropolitan area, just ask that I attend the first visit, and then I can be at the table with you.
[25:05] Karen Levine: I can help you understand their contracts, which are very, very slanted toward the builder, so that you know what your risks are and what your obligations are.
[25:16] Karen Levine: And a lot of times you're just super excited to get to do a new build.
[25:21] Kim Monson: It's like the smell of a new car, you know, a new build.
[25:27] Kim Monson: And does it cost the buyer anything if they reach out to you and you're with them when they go through that process on a new build?
[25:35] Karen Levine: It doesn't know what happens, and it happens on the resale market as well, is the builder offers us what's known as a co-op, a cooperative commission.
[25:44] Karen Levine: And my buyers that I work with, I do ask them to sign an exclusive buyer agency contract.
[25:52] Karen Levine: And in that contract, they assure me that I'm going to get paid for my services, but they've instructed me to seek that payment from the seller or from the builder.
[26:03] Karen Levine: And in the 30 years I've been doing this, I have been successful on all accounts.
[26:12] Kim Monson: Well, Karen Levine, people can reach you at 303-877-7516, 303-877-7516.
[26:20] Kim Monson: And I really appreciate the update.
[26:21] Kim Monson: And, again, you know, we've been friends for so long, I can highly endorse you.
[26:29] Kim Monson: Jason McBride, Presidential Wealth Management, I think is weighing in here.
[26:33] Kim Monson: Jason, did you watch the town halls last night?
[26:50] Kim Monson: You know, I didn't watch both of them, but I was just really frustrated with Samantha Guthrie, who was moderating the Trump debate.
[26:59] Kim Monson: You know, I thought it was supposed to be questions between the audience and Trump, and then she would jump in and talk over him.
[27:07] Kim Monson: And as Rick and Lauren and I mentioned, that she didn't mention once the fact that Trump has been nominated four times for the Nobel Peace Prize.
[27:16] Jason McBride: No, yeah, it's really surprising the way she behaved considering what a high quality person we all know she is from the Nicholas Sandman situation.
[27:32] Kim Monson: What she did to that young guy was amazing.
[27:35] Kim Monson: What's the markets saying right now?
[27:38] Kim Monson: I always, you know, I've always thought I was in the investment business a long time ago that the markets are kind of, they gauge emotion, they kind of gauge what they think is going to happen in the future.
[27:48] Kim Monson: And quite frankly, I don't think a Harris-Biden ticket is really going to be good for everyday people.
[27:55] Kim Monson: I don't think it's good for investing.
[27:59] Kim Monson: And when we talk about investing, everyday people have their 401ks in the market, but the market seems to be pretty strong.
[28:15] Jason McBride: The Dow opened down over 300 and then spent the rest of the day just kind of fighting its way back up, up, up.
[28:25] Jason McBride: It didn't close positive, but it only closed down about 20 points.
[28:29] Jason McBride: The rest of the indexes were the same, down right on the open and then recovering throughout the day.
[28:37] Jason McBride: NASDAQ, S&P still also ended up down a little bit, but well off the lows.
[28:44] Jason McBride: But I'll tell you, the small caps and the mid-cap indexes also starting off down for the day.
[28:49] Jason McBride: And both of those ended up positive at the end of the day.
[28:54] Jason McBride: So yesterday was a day of getting knocked down in the first round and then fighting back for the next nine rounds and winning the fight for the most part.
[29:06] Kim Monson: Okay, well, we're bumping up against these highs again, and I think people should sit down and take a look at the portfolio balance and also risk assessment.
[29:15] Kim Monson: You and your colleagues at Presidential Wealth Management are experts in that and would highly recommend that people reach out to you.
[29:21] Kim Monson: One other thing that I know people are downloading, and that is that assessment that you did, or that analysis that you did regarding the Trump tax cuts, that everyday hardworking people actually had a lot more money in their pocket, and they can get that at airpresidential.
[29:39] Kim Monson: That's an excellent analysis, Jason.
[29:43] Jason McBride: I do appreciate that, and I would encourage people to take a look at that as well.
[29:49] Jason McBride: if you don't really understand what the Trump tax cuts did for the middle class, this will show you the numbers, which, you know, everybody's kicking around like this$ 2,000 number.
[30:05] Jason McBride: It just depends on, you know, the income level, married, single, how many kids, all that.
[30:15] Kim Monson: Okay, well, you can check that out.
[30:19] Kim Monson: And I would recommend to have our voters guide and your analysis, as people are talking with their colleagues about who to vote for.
[30:29] Kim Monson: When we come back, Lorne Levy with Polygon Financial Group is in studio with me.
[30:33] Kim Monson: He's a great partner of the Kim Monson Show.
[30:35] Kim Monson: And Rick Turnquist, my partner in crime, I would say, on creating this voters guide on the issues on the Colorado ballot.
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[32:15] Prop 117 Ad Voice: When politicians want to raise taxes, they're supposed to give you a say in the matter.
[32:21] Prop 117 Ad Voice: They're not supposed to sidestep the law and make you pay more without your approval.
[32:26] Prop 117 Ad Voice: But that's exactly what politicians are doing.
[32:31] Prop 117 Ad Voice: And that's why we need Proposition 117.
[32:32] Prop 117 Ad Voice: Proposition 117 gives us, the taxpayers, a voice.
[32:37] Prop 117 Ad Voice: It allows us to vote on large fee increases, which we all know are just hidden taxes.
[32:42] Prop 117 Ad Voice: For far too long, politicians in Colorado have raised the cost of car registrations, health insurance, and even hospital stays without giving voters a choice.
[32:53] Prop 117 Ad Voice: They get away with it by calling their cost increases fees instead of tax hikes.
[32:58] Prop 117 Ad Voice: Voting yes on Proposition 117 would change that and stop the hidden tax hikes.
[33:05] Prop 117 Ad Voice: Vote yes on Proposition 117 to give Coloradans the voice they deserve.
[33:10] Prop 117 Ad Voice: Paid for by Unite for Colorado.
[33:12] Prop 117 Ad Voice: Katie Kennedy, registered agent.
[33:15] Prop 117 Ad Voice: And welcome back to...
[33:27] Kim Monson: You'll get the first look at all of our upcoming guests, as well as our most recent podcast and our most recent op-eds.
[33:32] Kim Monson: Lots going on over at the website right now.
[33:36] Kim Monson: You can download our voter's guide.
[33:37] Kim Monson: Rick Turnquist and I spent a lot of time to create a very thorough voter's guide.
[33:42] Kim Monson: We're going to talk about that in this segment here, as well as we're going to be doing an event on Monday night at Water's Edge Winery, Rick, where we'll be going through that and people can buy their tickets.
[33:52] Kim Monson: It's always, it's just fun to get together and talk about these big ideas.
[34:00] Rick Turnquist: Our first one back in September, we had a full house and, you know, Jen and her team did a great job of, you know, serving food and wine to everybody.
[34:07] Rick Turnquist: And we had some robust conversations around our recommendations.
[34:11] Rick Turnquist: There There's one item in particular where I wasn't expecting a conversation that ended up generating the most conversation.
[34:18] Rick Turnquist: And it just goes to show that we on the right are independent-minded people and we don't all march in lockstep like our friends on the left do.
[34:29] Rick Turnquist: So whether people accept our recommendations or not, at least they are thinking about things and they're working it through their own minds, their own value systems, and hopefully voting in accordance with what we're recommending.
[34:45] Kim Monson: You may disagree with us, and we understand that, but we think knowledge is power, and that is why we're doing the event on Monday night.
[34:51] Kim Monson: The way it works, you can buy your tickets for the event at my website, and then food and drink is a la carte, and always Chef D has something great going on from his menu.
[35:04] Kim Monson: Lorne Levy, Polygon Financial Group, You are just hair on fire busy with what's going on in the mortgage industry, but you said that you've appreciated the Voter's Guide.
[35:14] Lorne Levy: I think the majority of people are busy, whether they're working from home or just in their basement.
[35:23] Lorne Levy: And it's great to have a place to go to get real information that's not put out there by people that are being paid to put it out there.
[35:29] Lorne Levy: And there's actually been real research done and you can actually get a reliable answer on without having to seek it out yourself.
[35:35] Lorne Levy: Because I personally don't have the time to seek out all the information I would need to make an honest vote on these items.
[35:44] Kim Monson: So on the different issues, you can link it.
[35:47] Kim Monson: I mentioned on this proposition EE, which is this$ 294 million tax increase.
[35:52] Kim Monson: They say it's going to be on nicotine products and the taxes will become so onerous that I think it'll create an illegal market, which that's really out of balance.
[36:03] Kim Monson: But the legislation that put that on the ballot is 50 pages long.
[36:09] Kim Monson: But we're just making the case that if it, and Madison said, James Madison said, if the laws are so voluminous that everyday people can't understand it, you just vote no on that just right off the bat.
[36:22] Kim Monson: You know, and Lorne, somebody said to me, normal, and I think you recommended this, Rick, many times it's just vote no on everything.
[36:31] Rick Turnquist: You know, four years ago, I did a voter guide on my, well, not exactly a voter guide.
[36:36] Rick Turnquist: I just wrote several blog posts on my blog to advance freedom.
[36:39] Rick Turnquist: And it was real easy because each one was titled vote no on amendment blah.
[36:47] Rick Turnquist: But this year, there's some, you know, we actually recommend yes votes on six of the 11.
[36:52] Rick Turnquist: So So some of these things are very important, and they're going to have significant impact on our lives, whether they're adopted or not adopted.
[37:02] Kim Monson: And, Lauren, people have been reaching out to me regarding judges.
[37:06] Kim Monson: And it really, Rick and I talked, and it really wasn't in our bandwidth to do that.
[37:10] Kim Monson: A friend of mine has actually done a really interesting analysis, which is at the dcgop.
[37:16] Kim Monson: org website, and then you hit on judges.
[37:18] Kim Monson: And so that would be for the 18th Judicial District.
[37:21] Kim Monson: Some of the listeners have reached out on some of the other districts.
[37:25] Kim Monson: And this weekend I'm going to be working on trying to find some more information.
[37:30] Kim Monson: But that is, it has actually a kind of a big overview on judges.
[37:32] Kim Monson: And that would be a good tool as well, Lorne.
[37:36] Lorne Levy: I can only speak for myself, but I think I'm not alone.
[37:39] Lorne Levy: I think a lot of people will either just, if they're not educated, they don't know, they'll either just skip over it.
[37:44] Lorne Levy: And so they just won't even vote on that item.
[37:46] Lorne Levy: Or they'll just vote for the person who's in office to be like, oh, they must be doing good.
[37:50] Lorne Levy: They got there somehow and they'll just vote to retain, especially on the judges, because I don't know.
[37:56] Lorne Levy: I mean, unless you've been dragged into court.
[38:00] Lorne Levy: Or you're a lawyer, you don't know, you know.
[38:02] Lorne Levy: And sometimes you see some on high profile cases on TV or whatever.
[38:06] Lorne Levy: But it's good to have a place to go to get information.
[38:10] Kim Monson: And she actually has given an overview on her thought process.
[38:13] Kim Monson: And, you know, there's some people that just vote no on all the judges.
[38:17] Kim Monson: And if in fact they were actually- you know we're not retained- then Governor Polis would be able to appoint all of those judges so strategically.
[38:27] Kim Monson: You know there's really things to think about on that.
[38:32] Kim Monson: I think you had four issues you wanted to talk about on the voters guide, Rick.
[38:36] Rick Turnquist: Well, I think there's four items that I think are more important than the others in terms of what's happening or what is best for Colorado and for the country as a whole.
[38:54] Rick Turnquist: We're recommending a no vote on that, and that one is the one to adopt the agreement to elect U.
[39:02] Rick Turnquist: And this was one that was rammed through the Democrat supermajority control legislature in 2019.
[39:18] Rick Turnquist: If this is adopted, if people vote yes on this, then it will disenfranchise Colorado voters in the presidential elections going forward.
[39:25] Rick Turnquist: And it's actually a subversion of the United States Constitution.
[39:30] Rick Turnquist: Because, you know, the way to change the way the Constitution works is to amend it.
[39:34] Rick Turnquist: But this National Popular Vote Compact is actually an end run around the Constitution and subverts the intention of the founders when they created the Electoral College.
[39:44] Kim Monson: Well, and it takes our vote and our voice and gives it to L.
[39:47] Kim Monson: A., San Francisco, Chicago, New York.
[39:52] Kim Monson: Lauren, I don't think that's a great idea.
[39:54] Lorne Levy: I was just caught up in a conversation at the View House the other night with a bunch of friends, men and women, and we were talking about this.
[40:01] Lorne Levy: And first, this is where the voter guidance helps, because the first part was us just trying to figure out what the heck this thing was even saying.
[40:09] Lorne Levy: Because it kind of already exists, right?
[40:11] Lorne Levy: Like, Colorado's voted to join it at the congressional level is what I'm reading.
[40:16] Lorne Levy: And now the voters are saying, do we want to follow that along?
[40:20] Lorne Levy: And so you're, like, trying to figure out, well, where do we stand currently?
[40:26] Lorne Levy: And we just kept saying that we want California deciding for us.
[40:33] Kim Monson: And that's, hopefully everybody said no.
[40:39] Rick Turnquist: The next one is the Gray Wolves, Introduction and Management of Gray Wolves.
[40:47] Kim Monson: So this is introducing Gray Wolves west of the Continental Divide.
[40:52] Kim Monson: And this is a real assault on our farming and ranching community.
[40:57] Kim Monson: But yet it's your Boulder, Denver Democrats that are putting this on the ballot.
[41:02] Kim Monson: And it is super unfair to have somebody in a completely different region, you know, vote on to put a predator that is going to affect your livelihood in a different region.
[41:18] Kim Monson: And it's an assault on their property rights.
[41:21] Kim Monson: And I jokingly said, if Boulder and Denver, if Boulder wants to have gray wolves, then boulder can put gray wolves in boulder, not on the west side of the continental divide.
[41:34] Rick Turnquist: Yeah, that one's a real bad one and it would, you know, really impact the property, property rights of farmers and ranchers throughout the state.
[41:40] Rick Turnquist: And uh you know, there'll be far-reaching consequences of this.
[41:47] Rick Turnquist: These are wild predators that, uh, that don't belong here.
[41:56] Kim Monson: And, you know, and people like to hike, you know, on the Western Slope and hunt.
[42:00] Kim Monson: And so we're we're a strong no on that.
[42:11] Rick Turnquist: It strengthens the Taxpayer Bill of Rights by requiring Tabor by requiring voter approval of certain new state enterprises.
[42:22] Rick Turnquist: You know, There's a loophole in Tabor that allows government to create new programs and call them enterprises, And but they still have the force, They're still able to use the force of governments to take money from taxpayers to fund these government programs.
[42:36] Rick Turnquist: And- and amendment Proposition 117 would close that loophole because they call it a fee and I don't have to ask for a premium or a premium.
[42:47] Rick Turnquist: Uh-huh and and and so they're, you know, by calling it a fee, they're evading the spirit and intent of the Taxpayer Bill of Rights.
[42:52] Rick Turnquist: But this is something that would create a requirement for voter approval of any enterprise that generates more than$ 100 million in revenue in its first five years.
[43:08] Lorne Levy: Yeah, this is one that I'm curious about because I haven't heard about much of it.
[43:11] Lorne Levy: I hear your ads, but I've heard about the Gray Wolves.
[43:15] Lorne Levy: You know, I've seen it on TV, but I've not seen much about this one.
[43:20] Kim Monson: Yeah, and this is to basically, as Rick mentioned, to put some teeth back in a Tabor, Colorado's Taxpayers Bill of Rights, that says, hey, PBIs, you politicians, bureaucrats, and interested parties, if you want to, you know, take more of our money, you just need to ask us.
[43:44] Rick Turnquist: and that's the Paid Family and Medical Leave Insurance Program.
[43:47] Rick Turnquist: And, you know, we've talked about this several times.
[43:52] Rick Turnquist: com, and you'll see the top blog post on my blog page is More Voices Against Families.
[44:00] Rick Turnquist: So not only have I written against this, but several other people have as well.
[44:03] Rick Turnquist: The Common Sense Institute did an in-depth study of this program and what would be created in Colorado if this Proposition 118 passes.
[44:18] Rick Turnquist: We create a huge government program that would get out of control.
[44:22] Rick Turnquist: And while they talk about the benefits of being able to have wage replacement while you're coping with family, with life events, it still is funded through taxes.
[44:33] Rick Turnquist: And it would impact people disproportionately at lower income levels.
[44:39] Rick Turnquist: And, you know, there's better ways to do these kinds of things than a big monster government program.
[44:45] Kim Monson: And they really are playing to the vulnerabilities of what happens in our lives.
[44:49] Kim Monson: And they're playing to that to institute a new program that starts with a tax, which is just under 1%.
[44:56] Kim Monson: But then it puts the power, this taxing power, in an unelected, unaccountable bureaucrat that can raise those taxes.
[45:05] Kim Monson: It's an unsustainable program, but it's just another program that government wants to get in place.
[45:12] Kim Monson: They're going to have to choose who can use it, who can't.
[45:18] Rick Turnquist: And just to point out how bad it is, this idea, you know, what's on the ballot is very similar to four previous bills that have been introduced in the state legislature.
[45:27] Rick Turnquist: And it's failed every time, whether the Democrats are in charge or divided government, it has failed every time.
[45:33] Rick Turnquist: And this year they couldn't even introduce one because they couldn't decide on what kind of program they wanted to try to implement.
[45:45] Kim Monson: And on that, Lauren, it starts out as just under 1%tax.
[45:49] Kim Monson: And it will be split between the employer and the employee.
[45:52] Kim Monson: But not everybody will take advantage of it, yet everybody will have to pay for it.
[45:58] Kim Monson: And, you know, people that are wanting to buy a home or refi, I mean, 1% oftheir pay, that adds up.
[46:07] Lorne Levy: It's proportionate to the people that make less money.
[46:11] Lorne Levy: If you're taking money away from people who are already struggling, that's a big deal.
[46:18] Kim Monson: I have in studio with me Rick Turnquist and Lorne Levy.
[46:21] Kim Monson: But before we do that, another one of my great partners is Castlegate Knife and Tool.
[46:26] Kim Monson: They are located right here in Sedalia, Colorado.
[46:29] Kim Monson: And whether or not you are a sportsman, an angler, a hunter, or a military personnel, a collector, want something for your kitchen, they work with the best blade makers throughout the world.
[46:41] Kim Monson: Castlegate Knife and Tool is the place to go.
[46:46] Kim Monson: We'llbe right back with Rick Turnquist and Lorne Levy.
[46:50] Lorne Levy Ad Voice: Recently, rates in the mortgage market have hit near record lows.
[46:53] Lorne Levy Ad Voice: Lorne Levy, with Polygon Financial, notes that the COVID- 19 Wuhanvirus disruption has created potential opportunities to refinance your mortgage that could save you thousands of dollars.
[47:04] Lorne Levy Ad Voice: And for those senior listeners who may be looking for another source of income, exploring a reverse mortgage with Lorne Levy may be a solution.
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[47:17] Lorne Levy Ad Voice: Call Lorne Levy at 303- 880- 8881.
[47:20] Lorne Levy Ad Voice: That's303- 880- 8881fora mortgage checkup today.
[47:26] Lorne Levy Ad Voice: The silent odorless killer, CO2.
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[47:48] FEC United Ad Voice: The mask mandate is not for your health.
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[47:53] FEC United Ad Voice: Thanks to selfish Governor Polis.
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[48:12] Show Announcer: That'skimMonson, M- O- N-S-O-N,dotcom.
[48:17] Show Announcer: Welcome back to the Kim Monson Show.
[48:23] Kim Monson: Be sure and check out our website, kimMonson.
[48:27] Kim Monson: Buy your tickets for our event on Monday night at Water's Edge Winery regarding our salon series on our voter's guide.
[48:35] Kim Monson: We're going to be doing a very fun event with the I'm a Trumpster guys, raising money to keep those bus wheels going into the ethnic neighborhoods here in the metro area, and that is all at the website.
[48:46] Kim Monson: In studio with me is Rick Turnquist, my partner in creating this voter's guide, which is very thorough, and Lorne Levy, value partner with Polygon Financial Group.
[48:55] Kim Monson: Before we get to why Trump, Rick Turnquist, I did want to mention another one.
[49:03] Kim Monson: there's 11 questions on the ballot.
[49:05] Kim Monson: And Proposition 115, you knew it as Initiative 120, and this is prohibiting late- term abortionshere in Colorado.
[49:12] Kim Monson: And again, we really have delved into it.
[49:15] Kim Monson: If you have questions, I'm getting text messages from those that want to defeat this, and they're not telling the truth on that.
[49:22] Kim Monson: And with our voter's guide, Nobody's Paid Us, we have looked at this from a freedom standpoint, what is best for everyday people, and we've really gone through that issue as well.
[49:32] Kim Monson: So we are a yes on prohibiting abortions after 22 weeks here in Colorado.
[49:38] Kim Monson: So Rick Turnquist, let's jump over here to why Trump.
[49:42] Kim Monson: Were you, was Trump your first guy when he was running for president?
[49:47] Rick Turnquist: I was a Ted Cruz guy along with many other Republicans in the state.
[49:54] Rick Turnquist: And I remember, you know, that was down the springs I remember working remember working
[50:00] Rick Turnquist: To try to get to nominate a slate of delegates to the national convention who were in support of Ted Cruz.
[50:08] Rick Turnquist: And even as late as the second Friday in October of 2016, I had a lively conversation with a couple of friends of mine about voting for Trump.
[50:20] Rick Turnquist: I was not planning to, but when I sat down to fill out my ballot and I thought about it, I actually did some research into elections.
[50:29] Rick Turnquist: And since the Libertarian Party was formed, the Libertarian Party has received exactly one electoral vote in presidential elections.
[50:39] Rick Turnquist: And I said to myself, if I wake up tomorrow morning and Hillary Clinton is the president-elect and I didn't do everything in my power to prevent that, then I'll never forgive myself.
[50:48] Rick Turnquist: And so I, with extreme reluctance, filled out my ballot and voted for Donald Trump.
[50:53] Rick Turnquist: And since then, I have just been delighted that I did.
[51:00] Rick Turnquist: Donald Trump's certainly a larger-than-life figure, but on the whole, he's done a good job as president.
[51:07] Rick Turnquist: And I think he's doing a lot of the right things in terms of the culture and the divide that we have in this country right now and fighting against the left.
[51:23] Rick Turnquist: And so as we sit down to fill out our ballots now, Joe Biden's on the ballot, and the guy is– he's just not even there.
[51:28] Rick Turnquist: I think it's elder abuse running him for president.
[51:31] Rick Turnquist: I think his wife and his family and his handlers should be ashamed of themselves for what they're putting this elderly gentleman through.
[51:38] Kim Monson: Who's really on the ballot I think is Kamala Harris.
[51:40] Rick Turnquist: Yeah, and she's terrible as well, not just because of who she is but because of her record and her policy goals.
[51:46] Kim Monson: Well, and we really don't talk about personality.
[51:50] Kim Monson: I mean, it's the policies that I'm so concerned about with her.
[51:53] Rick Turnquist: And so, you know, I wrote a blog post on my website to advancefreedom.
[51:59] Rick Turnquist: And it's, you know, back in January, it's called We Must Re- electthe President.
[52:05] Rick Turnquist: I've re- readit again yesterday when I was, you know, talking about this with a person close to me.
[52:15] Rick Turnquist: But, you know, Lorne, what's your thoughts on President Trump?
[52:19] Lorne Levy: I have a lot of conversations about the election with people just like anybody else.
[52:23] Lorne Levy: And one thing that keeps coming back to me is you don't have to like the candidate necessarily.
[52:27] Lorne Levy: It's the platform you're voting for.
[52:31] Lorne Levy: And so, you know, if someone asked me, you know, do I think Donald Trump might be the guy I want to go hang out with?
[52:39] Lorne Levy: I don't believe in everything the guy's done on a personal level.
[52:45] Lorne Levy: You're voting for the issues that affect your life and the party that backs the issues that you believe in.
[52:53] Lorne Levy: And so I think when you think about it that way, it's not about the candidate themselves.
[52:57] Lorne Levy: It's about the party and the platform.
[52:59] Kim Monson: Well, and there was a recent poll that came out that said 56% ofAmericans, even with the COVID- 19 Wuhanvirus reaction disruption, think that they're better off now than they were four years ago.
[53:11] Kim Monson: That normally would be a slam dunk for a reelection.
[53:14] Kim Monson: But we've got a couple of minutes, Rick.
[53:19] Rick Turnquist: Well, I encourage everybody to read my blog post on we must reelect the president.
[53:24] Rick Turnquist: A couple of things I'd update to it is, you know, the economy was doing really well before this before this COVID- 19 virushit us.
[53:33] Rick Turnquist: And, you know, I think that as we reopen in this thing, as we continue to work through this, I think we have a better chance of a stronger recovery with Donald Trump in the White House than we would with Joe Biden and Kamala Harris in the White House.
[53:51] Rick Turnquist: Health care is a boondoggle that is not easily solved.
[53:55] Rick Turnquist: The ACA has been, by any objective measure, a complete failure.
[54:01] Kim Monson: I know a young person that accidentally didn't sign up.
[54:06] Kim Monson: And, okay, this is a kid just getting out of college.
[54:12] Rick Turnquist: And the fact is we should get government out of health care markets altogether.
[54:15] Rick Turnquist: But that's a discussion beyond the scope of the time we have left.
[54:20] Rick Turnquist: On foreign policy, Donald Trump's been more successful than I expected.
[54:28] Rick Turnquist: He's brokered historic peace deals in the Middle East.
[54:34] Rick Turnquist: And the media, because they hate him so much, hasn't really given this the reporting they should.
[54:37] Rick Turnquist: But, you know, this is a big deal, what he's been able to accomplish in the terms of foreign policy.
[54:46] Rick Turnquist: I know that we're running short on time, but, you know, we want somebody who's going to fight for the American way and what's left of our constitutional republic.
[54:56] Rick Turnquist: And Donald Trump may not have gone into the White House as a conservative, but he's governed as a conservative.
[55:01] Rick Turnquist: and he is kind of forced into it by the unrelenting hatred of the left, you know, to be a conservative and to govern as a conservative.
[55:10] Rick Turnquist: And so I think that, you know, the best chance of, you know, of holding the line and keeping our country from sliding into complete oblivion is to reelect Donald Trump, give him four more years, and then let's work on developing the bench to elect another Republican president in four years.
[55:27] Kim Monson: Rick Turnquist, thank you so much for being in studio.
[55:30] Kim Monson: It's always great to have you, and people can join us.
[55:32] Kim Monson: Buy your tickets for our event on Monday night.
[55:35] Kim Monson: Lorne Levy, Polygon Financial Group, great to have you in studio as well.
[55:39] Lorne Levy: You're going to love this quote, Rick.
[55:40] Kim Monson: Donald Trump, he says, Every day I wake up determined to deliver a better life for the people all across America that have been ignored, neglected, and abandoned.
[55:50] Kim Monson: So, my friends today, be grateful, read great books, think good thoughts, listen to beautiful music, communicate and listen well, live honestly and authentically, strive for high ideals, And like Superman, stand for truth, justice, and the American way.
[56:04] Kim Monson: God bless you, and God bless America.
[56:13] Born Free Song: But tell them if I don't survive, I was born free.
[56:18] Born Free Song: I was born free.
[56:22] Born Free Song: I was born free.
[56:26] Born Free Song: born free.