[00:05] Show Intro Announcer: It's the Kim Monson show analyzing the most important stories: the socialization of transportation, education, energy, housing and water.
[00:16] Kim Monson: What it means is that government controls it through rules and regulations, the latest in politics and world affairs under the skies of bipartisanship and non-partisanship.
[00:29] Kim Monson: It's actually tapping down the truth.
[00:31] Kim Monson: Today's current opinions and ideas on an equal field in the battle of ideas, mistruths and misconceptions is getting us into a world of hurt.
[00:43] Show Intro Announcer: Is it freedom or is it force?
[00:46] Show Intro Announcer: Let's have a conversation.
[00:48] Kim Monson: Indeed, let's have a conversation, and welcome to the Kim Monson show.
[00:56] Kim Monson: You each are treasured, you're valued, you have purpose.
[01:01] Kim Monson: Take care of your heart, your soul, your mind, and your body, my friends.
[01:04] Kim Monson: We were made for this moment in history.
[01:07] Kim Monson: That's Producer Joe, Luke, Rachel, Zach, Echo, Charlie, Mike, Teresa, Amanda, and all the people here at Crawford Broadcasting.
[01:15] Kim Monson: Be sure and check out my website and sign up for our weekly email newsletter that goes out on Sundays.
[01:20] Kim Monson: So you'll get first look at our upcoming guests, as well as our most recent essays.
[01:25] Kim Monson: And while you're there, download my voter's guide.
[01:29] Kim Monson: All you need to do is click on the red banner at the top of the website.
[01:34] Kim Monson: Just put in your name and your email, and we will send you a link to download that.
[01:41] Kim Monson: I've had a couple of people that said that they had a challenge with that.
[01:44] Kim Monson: And if that's the case, text me at 720-605-0647, and we will get that figured out for you.
[01:52] Kim Monson: And so again, hopefully that will be a good resource for you as you are completing your ballot.
[01:57] Kim Monson: Ballots are due a week from tomorrow by 7 o'clockto your county clerk.
[02:02] Kim Monson: I know there are those that suggest to vote early.
[02:06] Kim Monson: I'm in the other camp to vote very near Election Day.
[02:12] Kim Monson: And the reason is because both sides of the aisle have a tremendous amount of data on all of us.
[02:19] Kim Monson: and they each have a pretty good idea on how they think that we will vote.
[02:23] Kim Monson: And so it's like showing your hand in poker if you are voting early, because then, as they're seeing that the votes are coming in and they're being logged in, then if somebody wanted to do some funny stuff, they've got a better idea on just where they think that the votes are.
[02:45] Kim Monson: And so I recommend to wait to put your ballot in.
[02:52] Kim Monson: And the text line again is 720- 605-0647.
[02:56] Kim Monson: And I am working on catching up on my emails.
[03:00] Kim Monson: And my email is kim at kimMonson, that's M- O-N-S-O-Ndot com.
[03:05] Kim Monson: And as you know, we search for truth and clarity by looking at these issues through the lens of freedom versus force, force versus freedom.
[03:15] Kim Monson: And I think we all agree that there are some taxes that need to be paid, but, wow, we are way out of the proper role of government at the local, the county, the state, and the federal level.
[03:28] Kim Monson: And also, on my ballot, I did not take a position on some of these fire districts and different special districts.
[03:38] Kim Monson: but I'm recommending a no vote on the South Metro fire protection ballot question.
[03:50] Kim Monson: And I not really looked at their finances on it, but I'm going to talk with somebody that I think probably has.
[03:58] Kim Monson: But I got a text message from a firefighter or somebody that identified as a firefighter encouraging me to vote yes on that, saying that they had not had a tax increase for many, many years.
[04:11] Kim Monson: But yet, with the assessed valuations, the higher assessed valuations, there was a hidden tax increase right there.
[04:22] Kim Monson: So I felt that that was a disingenuous text.
[04:24] Kim Monson: And then the other thing is, at the bottom of the ballot question, it wants to de- taboror de- brucethe excess revenue.
[04:32] Kim Monson: What that means is they want to keep all of the revenue.
[04:37] Kim Monson: And under Tabor, the excess revenue is above a very, not revenue, excess taxes, I should say, above a very generous formula of inflation plus population growth.
[04:49] Kim Monson: Everything above that is to be returned to the taxpayer unless they ask us for it.
[04:55] Kim Monson: So it's a little hidden ask, and many people don't understand what that is at the bottom of that ballot question.
[05:01] Kim Monson: But I think that that is very disingenuous to want to keep all the revenue.
[05:06] Kim Monson: I think that additional revenue, if that passed, should be returned to the people.
[05:13] Kim Monson: And so because of that, I am recommending a no vote on that.
[05:17] Kim Monson: And as you know, it's never compassionate nor altruistic to take other people's stuff, whether or not it's their rights, their property, their freedom, their livelihood, their opportunities, or their childhoods.
[05:26] Kim Monson: force can be a weapon, but policy, unpredictable and excessive taxation, which we're living in, fear, coercion, government- inducedinflation, the agenda of the World Economic Forum and the globalist elites.
[05:39] Kim Monson: And remember, if something's a good idea, you should not have to use force to implement it.
[05:44] Kim Monson: I would say probably the top headline right now is Trump is very busy on the international stage.
[05:52] Kim Monson: And from Newsmax, it says that Trump has said U.
[05:56] Kim Monson: and China are going to come away with a deal.
[05:58] Kim Monson: And so again, the art of the deal on Donald Trump.
[06:04] Kim Monson: I think that that's really important.
[06:10] Kim Monson: Our word of the day is circumstances.
[06:12] Kim Monson: And it's a condition or fact attending an event and having some bearing on it, or a determining or modifying factor.
[06:19] Kim Monson: Number two, the sum of determining factors beyond willful control.
[06:24] Kim Monson: Number three, financial status or means.
[06:26] Kim Monson: And we need to be able to adapt to our circumstances.
[06:32] Kim Monson: And so I went to Confucius for our quote of the day because Ellen Raleigh, who immigrated from China, she's a proud American citizen.
[06:40] Kim Monson: She has a book Confucius never said.
[06:44] Kim Monson: So I went to Confucius for our quote of the day.
[06:47] Kim Monson: He was born in 551 BC, died in 479 BC.
[06:51] Kim Monson: He was a Chinese philosopher of the spring and autumn period who traditionally considered the paragon of Chinese sages.
[07:01] Kim Monson: And he said this, as the water shapes itself to the vessel that contains it, so a wise man adapts himself to circumstances.
[07:13] Kim Monson: We've got a jam- packedshow planned for you today.
[07:16] Kim Monson: And on Mondays, we talk with Roger Mangan, with a State Farm agent and his great State Farm agency, about things that are really important regarding, right now we're going through an auto insurance primer.
[07:32] Kim Monson: And a valued sponsor of the Kim Monson Show is the Roger Mangan State Farm Insurance Team.
[07:38] Kim Monson: Roger's been in business for over 50 years, taking care of his clients and providing for his family and giving back to the community.
[07:47] Kim Monson: He and his team strive for excellence, and I'm honored to have them as a sponsor of the show.
[07:54] Kim Monson: Roger, we had started this primer on an auto insurance policy and talked about that a few weeks ago.
[08:03] Kim Monson: What's the next subject that you want to address regarding this primer?
[08:09] Roger Mangan: There's probably 12 items and we've covered six.
[08:17] Roger Mangan: But it's important, I think, we get up every morning, get in our car, turn it on, drive to work, and then don't think about much other than what's on our mind.
[08:26] Roger Mangan: And it's certainly not auto insurance and line item coverage.
[08:29] Roger Mangan: So our purpose in doing this is to have you aware of what it is you should have or do have, and how it works.
[08:40] Roger Mangan: So what I'd like to talk about now is emergency road service.
[08:44] Roger Mangan: Emergency road service is a must for any car.
[08:48] Roger Mangan: It costs you$ 3 maybe every six months to buy this coverage.
[08:56] Roger Mangan: and it covers and pays for emergency road service for a covered car, for mechanical labor, up to one hour at the place of breakdown.
[09:09] Roger Mangan: Most people think of emergency road service as towing, and yes, towing is included, but there's way more than just towing.
[09:19] Roger Mangan: In towing, it has to be to the garage of nearest repair.
[09:24] Roger Mangan: You cannot have a breakdown in Littleton and have your favorite mechanic in Thornton on a Ford and have it towed across town.
[09:34] Roger Mangan: The insurance company will probably pay maybe$ 100 to$ 120 for a tow and not even question it.
[09:41] Roger Mangan: Now, by the way, with State Farm, they give the agent, which is really unique, the ability to actually directly pay that tow bill.
[09:50] Roger Mangan: So if you had a tow last week and you paid it and came to me with a receipt, I can actually write a check out of my office and reimburse you on the spot.
[10:03] Roger Mangan: If you have that car towed from Littleton to Thornton and it's a$ 300 tow or$ 200 tow, it's probably not going to get paid.
[10:11] Roger Mangan: They'll pay it to the garage of nearest repair.
[10:14] Roger Mangan: I did have a situation years ago where a Porsche broke down that I had insured in Goodland, Kansas.
[10:27] Kim Monson: And that's the thing is people of my hometown, their car either broke down or they got caught in a snowstorm there.
[10:32] Roger Mangan: Well, this Porsche had to be towed back to Denver.
[10:36] Roger Mangan: This is back in probably 85 or somewhere in there, 1985- ish.
[10:41] Roger Mangan: and the toll bill was 400 back in those days so the question is yeah enormous so the question is the state farm going to pay that toll bill well there was no porsche dealership or repair garage between goodland texas and denver goodland kansas yeah i'm sorry goodland kansas so we paid that toll bill normally we wouldn't do that here's an example if you broke down in vale and you had a typical American car, Ford, Chevy, whatever, and it had to be towed between Vail and Denver, there are several repair stations, mechanics that can repair your car.
[11:21] Roger Mangan: So you get a$ 400 tow bill from Vail to Denver, you're probably only going to get$ 120 against that tow bill.
[11:30] Roger Mangan: And then towing the car out of a if it's stuck on a public road.
[11:35] Roger Mangan: And here's what happens: we get these four wheelers who go back into the boonies and they get stuck and they want their towing coverage to tow them out.
[11:46] Roger Mangan: It might take two tow trucks and four hours to move the car to a public road.
[11:50] Roger Mangan: You're only going to get the service if your car needs to be towed on a road that is maintained by the county.
[11:59] Roger Mangan: Okay can't be a dirt trail off into the boonies.
[12:03] Roger Mangan: Or this emergency road service also covers delivery of gas oil, battery change of a tire, but not the cost of such item.
[12:12] Roger Mangan: In other words, if you blow a tire and we have to repair that tire, put the spare on because you can't, we'll do that service.
[12:23] Roger Mangan: But we're not going to repair or pay for the cost of the tire.
[12:26] Roger Mangan: Okay, or the cost of gasoline, but the trip to bring the gasoline to you will pay for okay.
[12:32] Roger Mangan: Okay- and this is an interesting one- locksmith's labor for up to one hour to unlock a covered car if the key is lost, stolen or locked inside the car.
[12:42] Roger Mangan: Most people don't know that and you should know that.
[12:52] Kim Monson: Wow, so well, actually, we're out of time on this particular issue.
[12:59] Kim Monson: Can people get emergency, they don't get it automatically, they have to ask for it?
[13:04] Roger Mangan: Yeah, I see 99% ofthe policies we write happen on unless you have AAA and you don't want us to do it.
[13:10] Roger Mangan: AAA is going to cost you maybe$ 100 a year.
[13:13] Roger Mangan: This is costing you$ 3 every six months, or let's say less than$ 10 a year.
[13:24] Roger Mangan: We're not the only company that offers this, but I'm the only one explaining it to all these, which is very virtuous, I think.
[13:30] Kim Monson: So what's that phone number for people to reach you for a complimentary appointment?
[13:36] Kim Monson: Likea good neighbor, the roger mangan team is there.
[13:42] Boesen Law Commercial: John bosin and the attorneys at Boesen Law know how overwhelmingly life can feel after an accident or injury.
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[14:28] Second Syndicate Commercial: Today, particularly in Colorado, your Second Amendment right to keep and bear firearms is under relentless attack.
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[15:09] Second Syndicate Commercial: There's so much noise coming at us.
[15:14] KLZ Promo Announcer: Sometimes it is difficult to make sense of it all.
[15:16] KLZ Promo Announcer: How can you sift through the clamor for your attention and get to the truth?
[15:20] KLZ Promo Announcer: The Kim Monson Show is here to help.
[15:22] KLZ Promo Announcer: Kim searches for truth and clarity by examining issues through the lens of freedom versus force, force versus freedom.
[15:28] KLZ Promo Announcer: Tune in to The Kim Monson Show each weekday, 6 to 8 a.
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[15:49] KLZ Promo Announcer: And welcome back to The Kim Monson Show.
[15:58] Kim Monson: com,andsign up for our weekly email newsletter while you're there.
[16:02] Kim Monson: My voter's guide is you can download that.
[16:05] Kim Monson: There's a banner at the top of the website, a red banner.
[16:09] Kim Monson: Just click on that, put in your name, put in your email, and we will send you a link to the analysis that we did regarding the ballot questions.
[16:19] Kim Monson: And it's important to be an informed voter, not an influenced voter.
[16:27] Kim Monson: and that's why there's some great resources out there.
[16:29] Kim Monson: And Brandon Wark is on the line with me and he is a wonderful resource for freedom.
[16:35] Kim Monson: He is the founder of Free State Colorado.
[16:42] Kim Monson: And that website is freestatecolorado.
[16:45] Kim Monson: And, Brandon, you had highlighted or maybe low-lighted something that's very important for people to understand regarding there's only two statewide issues on the ballot.
[16:55] Kim Monson: That's Proposition LL and Proposition MM.
[16:59] Kim Monson: And Proposition LL is referring back to Proposition FF.
[17:04] Kim Monson: It's so funny when we're trying to explain all this.
[17:06] Kim Monson: But that was passed by the people of Colorado in 2022 under the moniker of Healthy School Meals for All Children.
[17:17] Kim Monson: And they said that they were going to raise$ 107 million.
[17:20] Kim Monson: They actually raised$ 12 million more, and that is to be returned back to us, the taxpayers.
[17:27] Kim Monson: But they're asking to keep all that money, Brandon.
[17:32] Brandon Wark: You know, as we see so often with these government programs, they don't work out as intended.
[17:36] Brandon Wark: So not only is the program set up under FF running out of money, but they're collecting more money, and they have to refund it to the taxpayers under TABOR, our Taxpayers Bill of Rights, one of the great benefits of that part of our Constitution.
[17:50] Brandon Wark: But, of course, you know, because they're exceeding the money, they're spending more money than they're bringing in, they're asking the voters to retain that money.
[17:58] Brandon Wark: So that's what Proposition LL is about, is keeping money, quote-unquote, previously collected.
[18:03] Brandon Wark: So a lot of people don't think this is a tax increase, but it actually is a tax increase.
[18:07] Brandon Wark: You know, according to the Blue Book, according to the legislative website, there's 200,000 Coloradans who are going to be paying more taxes if Proposition LL passes.
[18:17] Brandon Wark: You know, this is millions of dollars taken out of our economy, meaning that Coloradans will have less money to invest in our communities and our businesses.
[18:24] Brandon Wark: And, of course, as most people probably would expect, LL also allows for unlimited tax collection, eliminating the Tabor limit for revenue collected through this scheme.
[18:34] Brandon Wark: So it's a big tax increase and definitely encourage people to vote no.
[18:38] Brandon Wark: But like you know, Kim, there's always more to the story.
[18:42] Kim Monson: And a breakdown Proposition MM for us as well, Brandon Wark.
[18:46] Brandon Wark: Yeah, Proposition MM is a little bit more honest in the ballot title and the language there.
[18:54] Brandon Wark: And it's going to raise taxes on individuals making over$ 300,000 a year.
[18:59] Brandon Wark: We're talking about a$ 95 million tax increase, and that's every year.
[19:03] Brandon Wark: So during the special session this year, our state legislature knew what was happening with the SNAP food stamps.
[19:09] Brandon Wark: Of course, that's one of the big headlines right now.
[19:13] Brandon Wark: And they passed a bill, sent a bill, 25B-003.
[19:17] Brandon Wark: But they kind of modified what they were doing with this Healthy School Meals for All program.
[19:21] Brandon Wark: Not only is it going to be used for school children to provide every school child in Colorado a lunch paid for by taxpayers, even if they don't need it necessarily, but they want to expand this program to SNAP food stamps, to the SNAP EBT benefits there.
[19:37] Brandon Wark: So they saw what was happening with the One Big Beautiful Bill Act and other programs at the federal level.
[19:43] Brandon Wark: So basically, the proposition is just a way for them to take money out of the productive sector of the economy.
[19:50] Brandon Wark: It's a wealth redistribution scheme to steal money from higher income earners and give it to school kids and those receiving food stamps.
[20:00] Kim Monson: And eventually there probably will be some money that will get to children's meals and food stamps.
[20:06] Kim Monson: But what I've learned, Brandon Wark, is I call them PBIs, politicians, bureaucrats, and in this case, interested parties.
[20:14] Kim Monson: They pony up to the trough to take money that goes by first.
[20:21] Kim Monson: And you had mentioned, you posted something just recently about who is behind trying to drum up support for Proposition LL and Proposition MM, and which you and I are both strong no's on, who's behind it?
[20:40] Brandon Wark: We always got to look for the money, right?
[20:41] Brandon Wark: We always got to see who's spending big money behind these issues, and that tells us the rest of the story.
[20:46] Brandon Wark: It tells us who these interested parties are.
[20:49] Brandon Wark: And so I went on the Secretary of State website.
[20:52] Brandon Wark: com, I write a ballot guide, and I always want to answer that question.
[21:00] Brandon Wark: There's two organizations registered with the Secretary of State of Colorado to support or who are in favor of both of these propositions.
[21:07] Brandon Wark: And unfortunately, Kim, there's none opposed.
[21:09] Brandon Wark: There's none of us pro-liberty individuals across Colorado who created an organization this year to oppose these ballot measures, unfortunately, but that's how it goes.
[21:18] Brandon Wark: But the two in favor, one of them is Keep Kids Fed Colorado.
[21:21] Brandon Wark: And, of course, what a wonderful name, Keep Kids Fed Colorado.
[21:26] Brandon Wark: But a lot of people don't know who this group is.
[21:29] Brandon Wark: It's a new issue committee basically created by a nonprofit called Hunger Free Colorado.
[21:35] Brandon Wark: They've already contributed over a quarter of a million dollars in support of Proposition LL&MM.
[21:41] Brandon Wark: It's some of those ads you might be seeing on streaming services, on TV, maybe in the mail.
[21:46] Brandon Wark: I've seen some people door knocking in my neck of the woods up here supporting this.
[21:51] Brandon Wark: So Hunger Free Colorado, for people who don't know, is a big nonprofit, and it's got some great support from private organizations, from some businesses.
[21:59] Brandon Wark: But what people don't know is Hunger Free Colorado has also received nearly$ 2.
[22:03] Brandon Wark: 5 million from taxpayers this fiscal year alone.
[22:08] Brandon Wark: This fiscal year 2025, I found this in TOPS, the Transparency Online Project.
[22:12] Brandon Wark: Just typed in Hunger Free Colorado because that was my first question.
[22:15] Brandon Wark: Has this organization received any taxpayer money?
[22:21] Brandon Wark: And, of course, Kim, we know money is fungible.
[22:25] Brandon Wark: 3 million they're getting to this nonprofit?
[22:27] Brandon Wark: Is some of that money going towards this electioneering effort to try and convince voters to support an even further tax increase to the tune of a quarter of a million dollars?
[22:38] Brandon Wark: And that's part of the story that people need to know.
[22:41] Kim Monson: Well, and this is something that I have learned over the years now.
[22:46] Kim Monson: We used to think as nonprofits, charities, that they were in the business of helping people.
[22:53] Kim Monson: And granted, there may be some help that occurs.
[22:55] Kim Monson: But just think, if our taxes were lower and we had more money in our pocket, then we could make the choice on how we, which nonprofits, and I have that in air quotes because clearly they're making money.
[23:12] Kim Monson: They just don't have to pay taxes on it.
[23:14] Kim Monson: But there's something wrong with these government grants.
[23:18] Kim Monson: But then connecting that dot that they are also out there promoting political agendas that they benefit from.
[23:28] Kim Monson: It makes it it should be a hard no on that.
[23:30] Kim Monson: But there's also another organization, right?
[23:36] Brandon Wark: A lot of people haven't heard of them, but they are a very powerful organization behind the scenes.
[23:42] Brandon Wark: Community Change Action is a Washington, D.
[23:45] Brandon Wark: And according to Influence Watch, I did my research here.
[23:51] Brandon Wark: But this is one of the groups that helped organize those No King protests.
[23:55] Brandon Wark: They support illegal immigration programs all across the state, all across the country on these issues, as well as a variety of social welfare programs.
[24:03] Brandon Wark: So Community Change Action, this big Washington, D.
[24:05] Brandon Wark: C., big money group, it's also tied to the Colorado Immigrant Rights Coalition, CIRC, the Working Families Party, the Tides Foundation.
[24:14] Brandon Wark: George Soros' Open Society Foundations, and even the Pritzker Foundation.
[24:19] Brandon Wark: So these are the types of people, these are the types of organizations that is basically, you know, we hear that term dark money, but we see at least$ 13,000, according to Tracer, the Colorado Secretary of State website, of this money coming from Washington, D.
[24:33] Brandon Wark: into Colorado to influence our elections here.
[24:36] Brandon Wark: So, you know, you see the policies that these organizations promote.
[24:39] Brandon Wark: We see kind of the agenda they have for the rest of the country.
[24:41] Brandon Wark: And that should pause everybody to say, hey, listen, out-of-state money is spending a lot here in Colorado to try and get these ballot measures passed.
[24:52] Brandon Wark: And that should really be a red flag for people.
[24:55] Kim Monson: So Brandon Wark, freestatecolorado.
[25:00] Kim Monson: This Proposition LL and Proposition MM, first and foremost, the title of it is, they're really, it's a marketing thing.
[25:09] Kim Monson: And that is healthy school meals for all children.
[25:14] Kim Monson: But it's not the proper role of the state to be providing that.
[25:21] Kim Monson: But the other thing is both Proposition LL and Proposition MM are based on envy and the fact that they say, oh, we're going to soak the rich people, and that is people that are making$ 300,000 or more.
[25:35] Kim Monson: But what happens, and that's just how the income tax was passed as an amendment to the Constitution is they said, oh, it's only going to be on your neighbor, not on you, and it's only going to be a limited amount.
[25:47] Kim Monson: But government programs seem to never go away, and they seem to never have enough money.
[25:53] Kim Monson: And so if you think that you're soaking the rich by voting for this, what's going to happen is, I think, my crystal ball is, is that the program becomes so expensive that they'll have to look for more revenue.
[26:06] Kim Monson: and ultimately I think everyone, every taxpayer will probably be tapped to pay for this.
[26:15] Kim Monson: I guess my point is anything based on envy and anything that treats one individual differently from another, that's antithetical to the American idea.
[26:25] Kim Monson: Just on principle, I think we need to vote no on this.
[26:28] Brandon Wark: That's such a great point, Kim, and I think that's so important.
[26:31] Brandon Wark: because we've got to see the craftiness, the craftiness, the cleverness of these legislators in our state government because both these ballot measures, right, they're referred to the people by our state government, by Democrat legislators, frankly, who kind of have to ask those questions to say, okay, we want a tax increase, we want to pay for these programs, who are the voters going to support taking money from?
[26:55] Brandon Wark: So the$ 300,000 amount has got to be so arbitrary, in my opinion, for them to say, okay, most of the people of Colorado think that's a lot of money, and sure, it is a lot of money.
[27:05] Brandon Wark: So let's say this tax increase is only going to apply to them.
[27:09] Brandon Wark: And, you know, it's kind of this tactic that our legislators use to talk to the average voter, the average taxpayer, and say, hey, listen, these people have enough money.
[27:18] Brandon Wark: Let's let them pay for your school lunches.
[27:21] Brandon Wark: But, of course, you know, if they did this program, if they put on the ballot to say everybody's taxes increased, every single Coloradan, then voters are going to say no.
[27:28] Brandon Wark: So these legislators figured out kind of that line, right, to say, let's just say$ 300,000 or more.
[27:37] Brandon Wark: But like you said, Kim, it doesn't end there.
[27:41] Brandon Wark: And when Proposition FF passed three years ago, it was only going to collect$ 100 million.
[27:48] Brandon Wark: And here they are coming back to the taxpayers saying, no, we need more money.
[27:57] Brandon Wark: And then before you know it, they're taking it all.
[28:00] Kim Monson: Well, and the other thing is, is what I've seen, though, is these PBIs, they end up taking their cut first.
[28:07] Kim Monson: So these nonprofits that are in this business, they make sure that they're paid before there's any free school lunch for children.
[28:15] Kim Monson: And typically, well, just for example, as you said, this Hunger Free Colorado has received$ 2.
[28:21] Kim Monson: 5 million in money from the people of Colorado.
[28:28] Kim Monson: You know, another interesting thing would be is to find out what their CEO, what that salary is.
[28:35] Kim Monson: I think that's some homework for you and I.
[28:37] Kim Monson: I'm going to make a note on that, okay?
[28:41] Brandon Wark: I don't, but that is a great question, Kim, definitely.
[28:44] Brandon Wark: I think we really need to have a hard look at any of these organizations that are receiving tax money, these nonprofits that are getting tax money, and then use that money for election purposes.
[28:54] Brandon Wark: In my opinion, that's a blatant violation of the public trust.
[29:00] Kim Monson: Now, very quickly, Brandon, you are running for Greeley City Council.
[29:04] Kim Monson: So just tell us just a little bit about that.
[29:09] Brandon Wark: I've been out door knocking every single day talking to people in the community.
[29:13] Brandon Wark: It's branded work for Greeley City Council here.
[29:15] Brandon Wark: I'm in Ward 2, so that's the southeast corner of the city up here by the University of the Greeley Mall.
[29:21] Brandon Wark: If you see my name on the ballot, I'd really appreciate your vote.
[29:26] Brandon Wark: There's so much going on with our local government here in Greeley, where they're making a lot of big decisions behind closed doors.
[29:32] Brandon Wark: In my opinion, they're violating the public trust by not asking taxpayers to take out a billion dollars worth of debt.
[29:37] Brandon Wark: Instead, they're using certificates or participation, so they don't have to ask the voters as required by our Taxpayers Bill of Rights.
[29:45] Brandon Wark: We all know, Kim, that's the biggest issue, not just in Greeley, but in the state of Colorado.
[29:51] Kim Monson: Okay, and how can people get more information about your campaign?
[30:01] Brandon Wark: If you Google my name, Brandon Wark, my website for my election will be the first thing that comes up.
[30:06] Kim Monson: Okay, Brandon, thanks so much and thank you for the great work that you do at freestatecolorado.
[30:14] Kim Monson: And we have these important discussions because of our sponsors.
[30:17] Kim Monson: I wanted to say thank you to the Harris family for their gold sponsorship of the show.
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[33:20] Kim Monson: And welcome back to the Kim Monson Show.
[33:26] Kim Monson: And while you're there, click on that red banner at the top of the page, and you can download our voter's guide regarding the two statewide issues and also these debt issues that are on the Denver ballot.
[33:39] Kim Monson: And then also there's a resource for county clerks if you want to reach out to them regarding information on any candidates and how to contact them.
[33:49] Kim Monson: Financial freedom starts with the right guide, and Mint Financial Strategies is here to help.
[33:54] Kim Monson: As an independent firm with over 25 years of experience and the credentials of an accredited investment fiduciary, they offer advice that's focused on you, not a sales quota.
[34:04] Kim Monson: Their strategy-first approach is all about helping you live life on your terms with clarity, confidence, and control.
[34:10] Kim Monson: Call Mint Financial Strategies today.
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[34:20] Kim Monson: And I'm pleased to have on the line with me Jason Bailey.
[34:23] Kim Monson: He is the founder of an organization, Citizens for No New Debt.
[34:32] Jason Bailey: I'm so glad to be here and I'm so glad to be talking after Brandon Warr.
[34:40] Kim Monson: And the federal debt makes the headlines all the time.
[34:47] Kim Monson: And there's a debt clock about how much each of us owe.
[34:51] Kim Monson: But what we don't realize is we are encumbering ourselves at the local, the county, the state level with these special districts, with these fire districts.
[35:03] Kim Monson: And it seems that the government, they have this insatiable appetite for taxes.
[35:12] Kim Monson: And that's why you founded Citizens for No New Debt.
[35:16] Jason Bailey: Yeah, you know, the amount of debt at all these different layers and levels, you know, layers of debt is everywhere.
[35:24] Jason Bailey: And, you know, one difference, I guess, between federal debt and so much of this local debt is so much of this local debt, the voters are saying, oh, yeah, sure, give us more debt.
[35:32] Jason Bailey: So, Citizens for No New Debt, we're here to organize, to push back on that debt.
[35:38] Jason Bailey: You know, Tabor Laws, as we all know, says, hey, you know, in Colorado, you need to take that new debt request to the voters.
[35:48] Jason Bailey: So, Citizens for No New Debt, we're that missing piece of the puzzle.
[35:52] Jason Bailey: We're going to fill in and we'll start winning at the ballot box.
[35:58] Jason Bailey: Of course, right now, we're focused on the city of Denver.
[36:01] Jason Bailey: The city of Denver wants$ 950 million in new debt.
[36:04] Jason Bailey: They divided it up into those five different categories, 2A, 2B, 2C, 2D, 2E, all on the Denver ballot.
[36:18] Jason Bailey: But even if we don't win, I hope we do, of course.
[36:23] Jason Bailey: We build this organization up to be 100 times as big.
[36:28] Jason Bailey: And it's that missing piece of the puzzle for the Tabor law.
[36:30] Jason Bailey: And once we start winning at the ballot box, then that's going to snowball, and we'll get that understanding out there that government debt is a counterproductive waste of valuable money.
[36:41] Kim Monson: Well, what I have found, Jason Bailey, is us on the freedom side, people love their freedom, but it's not like it's an interested party that's going to benefit.
[36:56] Kim Monson: So we typically are rubbing nickels together as we are fighting some of these big ballot questions.
[37:03] Kim Monson: Whereas with these five ballot questions with Denver, Mike Johnston is out there in support of it.
[37:12] Kim Monson: One has to question whether or not taxpayers' money is being used to encourage people to vote for taxes, which, as Brandon said in the previous segment, that money is fungible.
[37:27] Kim Monson: But here you've got these politicians that are out there stumping for higher and higher taxes and taking more money out of our pocket.
[37:36] Kim Monson: There's something, as Brandon referred to it, it really goes against the public trust.
[37:44] Jason Bailey: I mean, you know, the mayor of the city is supposed to be running the city and making sure our roads are in good condition and all of that stuff that a mayor should be doing.
[37:53] Jason Bailey: And technically, legally, the city employees are not supposed to use any city time campaigning for a ballot measure.
[37:59] Jason Bailey: So, I mean, I don't know how Mayor Johnson is going to say, well, I'm not using city time, considering it seems to be half of the time he's awake, he's campaigning for this new debt.
[38:09] Jason Bailey: Furthermore, on top of that, you know, as Brandon was talking about, we are definitely using public tax money.
[38:16] Jason Bailey: They are definitely using public tax money to campaign and to finance that vibrant Denver Bond campaign.
[38:22] Jason Bailey: You know, these organizations that gave$ 50,000 each, you know, Denver Botanic Gardens, Denver Museum of Art, and on and on.
[38:30] Jason Bailey: And, you know, I like a lot of these organizations, no doubt about it.
[38:33] Jason Bailey: But the fact that they're receiving tax money, science and cultural facility money and lodging tax and other taxes, and then they're giving$ 50,000 to the campaign, I don't like that one bit.
[38:47] Jason Bailey: And besides that, it's actually illegal in Colorado to use public tax money on ballot measures for advocating for a yes or no vote.
[38:55] Jason Bailey: So none of it makes any sense, and it's not fair.
[38:59] Jason Bailey: and what they're doing is wasting our tax money to go after more debt, you know.
[39:04] Kim Monson: Well, and you really brought this to my attention after we first met that people don't really think that much about the payback, but the investment bankers that are selling these bonds, they will be making, well, I guess it's the bondholders, but there's also the fees that go to the investment bankers.
[39:30] Kim Monson: The total payback, the maximum payback that they're quoting, if you add up all five of these measures, is over double$ 950 million.
[39:47] Kim Monson: 9 billion that could be in individuals' and businesses' pockets, so that they could go out and create more businesses and more jobs.
[39:57] Kim Monson: Instead, this stifles that, and ultimately this business climate, you will start to see producers and innovators and creators move because of onerous taxes and rules and regulations.
[40:17] Jason Bailey: And, you know, these investment bankers, I don't blame them as much as I blame the politicians.
[40:22] Jason Bailey: The investment bankers are sitting on the other side of the table from the politicians.
[40:26] Jason Bailey: It would be the politicians, it would be their job to say no to the investment bankers and that tremendous amount of interest and fees and all of that, but they don't.
[40:38] Jason Bailey: It's okay to hold two thoughts at the same time.
[40:41] Jason Bailey: If you're on the side of the table as the investment banker, it makes sense.
[40:45] Jason Bailey: You're going to be making the money, and if you're on the other side of the table and you're representing our government, it makes no sense whatsoever.
[40:51] Jason Bailey: It would be our government's job to say no, thank you, but they don't.
[40:54] Jason Bailey: So I do consider this debt to be an unholy alliance between our political system and our financial system.
[41:04] Jason Bailey: And once again, it's okay to hold two thoughts and be able to look at the issue from both sides of that table.
[41:10] Jason Bailey: But it's an ideology by the city of Denver to keep taxes up at all times and to always push for more tax money.
[41:17] Jason Bailey: And if we need to structure a bond deal where we're paying up to twice as much, And that's what I always say with debt.
[41:25] Jason Bailey: Kim, we're paying on average twice as much every time we build that road or we build that bridge.
[41:30] Jason Bailey: And, of course, this makes no sense, you know.
[41:32] Jason Bailey: But so they'll structure these debt packages so that they don't have to lower taxes.
[41:39] Jason Bailey: Of course, the city of Denver, they always want more tax and they're never going to let up.
[41:44] Jason Bailey: So their thinking is, well, even if the citizens need to pay twice as much to build a road, that's just fine because otherwise we'd have to lower taxes.
[41:55] Jason Bailey: And so we've got to defeat this debt, and we're here to get it done.
[42:00] Kim Monson: Okay, I'm talking with Jason Bailey with Citizens for No New Debt, and we're talking about this huge debt package that is broken out into five different ballot questions on Denverites ballots.
[42:19] Kim Monson: As Jason had indicated, we wring our hands about the federal debt, but then we say yes at the local level.
[42:28] Kim Monson: And part of it is the marketing on all of it as well.
[42:30] Kim Monson: And so we're going to continue the discussion with Jason Bailey when we come back.
[42:35] Kim Monson: But a couple of things that I wanted to mention is the USMC Memorial Foundation will be hosting an event on Saturday the 8th, right before November 8th, right before Veterans Day, in honor of Veterans Day.
[42:50] Kim Monson: And you can get more information about that by going to usmcmemorialfoundation.
[42:54] Kim Monson: And then also the other nonprofit that I highlight on a regular basis, they're nonpartisan, they're nonpolitical, is the Center for American Values, which is located in Pueblo on the Riverwalk.
[43:07] Kim Monson: And they're focused on honoring our Medal of Honor recipients and telling their stories and also educational programs for K-12 and also for educators based around these principles that the center focuses on, and that is honor, integrity, and patriotism.
[43:24] Kim Monson: So another great organization to support is the Center for American Values, and that website is AmericanValuesCenter.
[43:32] Kim Monson: And then the Fed is meeting this week.
[43:35] Kim Monson: So on, let's see, Thursday, we'll talk with Lorne Levy for Everything Mortgages about what happened at that Fed meeting and what is happening to mortgage rates.
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[45:46] Kim Monson: And welcome back to the Kim Monson Show.
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[46:25] Kim Monson: He is the founder of Citizens for No New Debt.
[46:31] Kim Monson: And we're talking about these five ballot questions that are on the Denver ballot, which the ask is for just a little under$ 1 billion, if you put all five of those questions together.
[46:44] Kim Monson: That's money that will be taken out of the economy, the free economy, and put into government.
[46:52] Kim Monson: And what's interesting, Jason Bailey, is first of all, I think that the tax questions or the ballot questions are very disingenuous because it begins with without imposing any new tax.
[47:10] Jason Bailey: You know, talk about, you know, politicians gaslighting the voters.
[47:14] Jason Bailey: It's impossible, as you're mentioning, to repay debt without twice as much tax money.
[47:19] Jason Bailey: It just, you know, to talk about no tax, it makes no sense at all.
[47:23] Jason Bailey: And everyone knows if your property tax goes down, if you don't approve this debt, and if you do approve the debt, the property tax does not go down.
[47:35] Jason Bailey: If you get a check in the mail, that's money in the mail.
[47:41] Jason Bailey: And, you know, not paying property taxes like a check in the mail.
[47:54] Kim Monson: And so what they're asking to do is to extend a debt that the Denver voters had approved.
[48:04] Kim Monson: So when you pay off your car and that payment goes away, you have money in your pocket.
[48:11] Kim Monson: So when you pay off this property tax and that tax goes away, you have more money in your pocket.
[48:17] Kim Monson: So it's dishonest and disingenuous the way they have couched this ballot question.
[48:23] Kim Monson: And I would say just because of that, if I can't trust you to be honest with me about the question, how can I trust you with just south of$ 1 billion in new debt.
[48:38] Jason Bailey: And I see the main difference as, you know, an individual has a principle, of course, I want to pay less money.
[48:44] Jason Bailey: So when that car is paid off, of course, I don't want to go to the bank, you know, the day before it's paid off and refinance it.
[48:51] Jason Bailey: Of course, if I do not need to do that, I don't want to do that.
[48:58] Jason Bailey: On the other hand, our government does not have that principle of basic financial common sense, especially the city of Denver that I know so well.
[49:06] Jason Bailey: They absolutely want to have as much debt as possible.
[49:11] Jason Bailey: So if that car is about to be paid off, get to the bank and get that thing refinanced.
[49:16] Jason Bailey: City of Denver has been here for 165 years.
[49:27] Jason Bailey: Both of these things are going to occur because tax money and the public budgets are the exact same thing.
[49:33] Jason Bailey: Whether you're talking to the left or the right, it's the same thing.
[49:35] Jason Bailey: It's valuable money, and why would you waste it?
[49:38] Jason Bailey: Um, but the city of deborah, they, they always, they always want more tax, and so they're not able to.
[49:45] Jason Bailey: Uh, on the colorado, uh, the ll and mm, and uh there's, there's no one opposing it, that's just, that's, that's a problem.
[49:55] Jason Bailey: And uh, so you know, uh, citizens for no new debt, uh, we are here to organize.
[50:07] Jason Bailey: And, you know, a simile that I use are these gun organizations protecting gun rights here in Colorado.
[50:14] Jason Bailey: If LL and MM would have been gun rights issues on that ballot, the gun groups and gun organizations would have been, you know, organizing and pushing back on that.
[50:28] Jason Bailey: So we need to create that, and that's what this organization is all about.
[50:32] Jason Bailey: And these gun rights groups keep our gun rights here in Colorado going, and it's a constant battle.
[50:42] Jason Bailey: And this issue with debt is going to be a constant battle as well, and we're here to push back on that debt, Kim.
[50:52] Kim Monson: And so on that, financial resources are very helpful.
[50:59] Kim Monson: And so Citizens for No New Debt, nonewdebt.
[51:03] Kim Monson: org is your website, and people can contribute to helping you there, yes?
[51:11] Jason Bailey: Absolutely, and we're going to build this organization the same way the gun rights groups do with members.
[51:17] Jason Bailey: So, you know, if you're listening, if you can join our organization with membership, whatever level that that you're able to do, it is great.
[51:25] Jason Bailey: But we're going to build this up with thousands of members and every election cycle.
[51:29] Jason Bailey: We'll have dozens of opportunities to push back at the ballot box on debt because this is this.
[51:35] Jason Bailey: These debt requests are all over the place every election cycle.
[51:41] Jason Bailey: And, you know, Tabor laws that say, hey, you need to take debt to the to the voters.
[51:45] Jason Bailey: they really are not holding water if we're losing the vote.
[51:54] Jason Bailey: And thank you so much for everything you do, Kim.
[52:01] Jason Bailey: And I get to talk on the same day as Brandon Wark.
[52:05] Kim Monson: Well, I'm glad that that is the case.
[52:08] Kim Monson: But taxes, really, our country was founded on the fact that people were very frustrated with overtaxation and taxation without representation.
[52:23] Kim Monson: And so at some point in time, we'll have to talk about these certificates of participation.
[52:27] Kim Monson: for Brandon Mitchell because that is really taxation without representation, encumbering the people for debt that they will have to pay off, but they don't really have a voice on that.
[52:39] Kim Monson: And all that's antithetical to the American idea, Jason Bailey.
[52:44] Jason Bailey: And those lease purchase agreements that, you know, number one, what you're talking about, number two, there's such a ripoff in addition to no representation.
[52:53] Jason Bailey: You put those two factors together and they should be illegal.
[52:56] Jason Bailey: We could make them illegal with an initiative at the Colorado ballot box.
[53:02] Jason Bailey: We could if we can get enough financing, and that's what we will do.
[53:06] Kim Monson: Well, and let me make a plug for the Colorado Union of Taxpayers.
[53:15] Kim Monson: We also have the foundation side, which is educational.
[53:18] Kim Monson: And people can join us by going to coloradotaxpayer.
[53:22] Kim Monson: And one of the things, we're focused on really four things.
[53:27] Kim Monson: One is standing up for the taxpayer, which is all of us.
[53:31] Kim Monson: Number two, that protecting TABOR, Colorado's Taxpayers Bill of Rights, property rights, and parental rights.
[53:40] Kim Monson: And let me just give a shout out to our team.
[53:43] Kim Monson: And that team is Steve Dorman, Greg Golianski, Russ Haas, Bill Hamill, Rob Knuth, John Nelson, Wendy Warner, Marty Nielsen, Ramey Johnson, Mary Jansen, Dave Evans, Coria Ohnesorge, Paula Beard, and Ray Beard.
[53:55] Kim Monson: This is all volunteers that are doing amazing work to stand up for the taxpayer.
[54:01] Kim Monson: And on the freedom side, we're not really an interested party.
[54:06] Kim Monson: But what we do, what you do, is ultimately what we do is we work to save the taxpayers, the people of Colorado, millions and millions of dollars.
[54:22] Jason Bailey: And your group is what an amazing group, Colorado Union of Taxpayers.
[54:26] Jason Bailey: And, you know, it's impossible to get debt repaid without twice as much tax money.
[54:32] Jason Bailey: The two are completely connected in every way.
[54:35] Jason Bailey: And, Kim, I would love to see one more principle with Colorado Union of Taxpayers.
[54:39] Jason Bailey: We will win at the ballot box on these debt requests, you know.
[54:49] Jason Bailey: We'll win the vote and defeat that debt, and that's what Citizens for No New Debt is here to do.
[54:54] Jason Bailey: And I appreciate all of your help on this cause, Kim.
[55:03] Kim Monson: And one other thing, and we have just a minute left, is what happened is Mike Johnston and company went around to all these organizations and said, hey, if this passes, what do you want?
[55:15] Kim Monson: We're going to give you some money.
[55:16] Kim Monson: So now you have all these people that are connected to government, with government grants or whatever, that are out there stumping for you to pay you Denverites to pay more in debt.
[55:30] Kim Monson: And actually, it's going to affect all of us if we go in and do any kind of business in Denver.
[55:35] Kim Monson: I go into Denver less and less because it's become dirty and dangerous and dysfunctional.
[55:40] Kim Monson: That's why we don't need to give them any more money.
[55:43] Kim Monson: Jason Bailey, as always, thank you so much.
[55:52] Jason Bailey: And please take a look there and appreciate it very much.
[55:55] Jason Bailey: And, yeah, you know, these organizations that are contributing to this Vibram Debra bond, not only are they receiving grants, but they're also receiving tax money as well.
[56:04] Jason Bailey: You know, it's just, it's actually illegal, you know.
[56:08] Kim Monson: Okay, Jason Bailey, thank you so much.
[56:11] Kim Monson: and vote no on all of the, I have it in air quotes, vibrant Denver ballot questions.
[56:23] Kim Monson: And our quote for the end of the show is from Confucius, who said, All the darkness in the world can't put out the light of one candle.
[56:30] Kim Monson: Transparency is really key, and that's what we're doing here.
[56:40] Kim Monson: Strive for high ideals and, like superman, stand for truth, justice and the american way.
[56:46] Kim Monson: God bless you and god bless america.
[56:48] KLZ Disclaimer Announcer: For hour number two: the views and opinions expressed on klz 560 are those of the speaker, commentators, hosts, their guests and callers.
[57:05] KLZ Disclaimer Announcer: They are not necessarily the views and opinions of of Crawford Broadcasting or KLZ Management, employees, associates or advertisers.
[57:11] KLZ Disclaimer Announcer: KLZ 560 is a Crawford Broadcasting God and country station.
[57:18] KLZ Disclaimer Announcer: It's the Kim Monson Show.
[57:24] Show Intro Announcer: Analyzing the most important stories.
[57:27] Kim Monson: The socialization of transportation, education, energy, housing, and water.
[57:33] Kim Monson: What it means is that government controls it through rules and regulations.
[57:38] Show Intro Announcer: The latest in politics and world affairs.
[57:42] Kim Monson: Under the guise of bipartisanship and nonpartisanship, it's actually tapping down the truth.
[57:49] Show Intro Announcer: Today's current opinions and ideas.
[57:52] Kim Monson: On an equal field in the battle of ideas, mistruths and misconceptions is getting us into a world of hurt.
[58:00] Show Intro Announcer: Is it freedom or is it force?
[58:03] Show Intro Announcer: Let's have a conversation.
[58:05] Kim Monson: Indeed, let's have a conversation and welcome to the Kim Monson show.
[58:11] Kim Monson: You each are treasured, you're valued, you have purpose.
[58:15] Kim Monson: Take care of your heart, your soul, your mind and your body.
[58:18] Kim Monson: My friends, we were made for this moment in history.
[58:22] Kim Monson: That's producer Joe, Luke, Rachel, Zach, Echo, Charlie, Mike, Teresa, Amanda, and all the people here at Crawford Broadcasting.
[58:31] Kim Monson: And another great hour planned for you.
[58:35] Kim Monson: Check out my website, which is Kim Monson, M-O-N-S-O-N dot com.
[58:40] Kim Monson: While you're there at the very top on the red banner, click on that.
[58:45] Kim Monson: It's very extensive to help you on the statewide issues as well as the five Denver questions.
[58:50] Kim Monson: And also, I included in there county clerk contact information so you can contact them regarding candidates or things that are on your ballot, as well as some recommendations on questions to ask candidates for city council and mayor.
[59:09] Kim Monson: and you can get their contact information by reaching out to your city clerk.
[59:14] Kim Monson: And then a good resource for school board candidates is transformcolorado.
[59:24] Kim Monson: It's important that you are an informed voter, not an influenced voter.
[59:28] Kim Monson: Those PBIs, those politicians, bureaucrats, and interested parties want you just to be influenced by the different ads that you see on social media, on television.
[59:40] Kim Monson: But we really break down what you're really voting on.
[59:46] Kim Monson: In this case, it's no on all of them.
[59:54] Kim Monson: So be sure and check that out so that you're an informed voter.
[59:58] Kim Monson: You know what you're really voting on.
[60:01] Kim Monson: and then hopefully that will be of help to you as you're completing your ballot.
[60:07] Kim Monson: Our word of the day is circumstances.
[60:11] Kim Monson: And it's C-I-R-C-U-M-S-T-A-N-C-E-S.
[60:14] Kim Monson: And it could be a condition or fact attending an event or having some bearing on it, a determining or modifying factor, or the sum of determining factors beyond willful control or financial status or means.
[60:28] Kim Monson: And so circumstances, it's a great quote.
[60:33] Kim Monson: I have that in our quote of the day from Confucius, who was born in 551 B.
[60:40] Kim Monson: C., and he was a Chinese philosopher of the spring and autumn period, and he's traditionally considered the paragon of Chinese sages.
[60:49] Kim Monson: And I chose Confucius because we'll be talking with Helen Raleigh as our featured guest in this show, And she immigrated from China, a proud American citizen.
[61:01] Kim Monson: He said, as the water shapes itself to the vessel that contains it, so a wise man adapts himself to circumstances.
[61:13] Kim Monson: And on the line with us is Jody Hinze.
[61:16] Kim Monson: She has meant financial strategies and helps people with their economic freedom.
[61:31] Kim Monson: And I noticed on your website, one of the things that you focus on is helping people understand today's financial environment.
[61:39] Kim Monson: So is today's financial environment different than, say, your grandpa and your grandma?
[61:46] Jody Hinze: Yeah, absolutely.
[61:48] Jody Hinze: I think one of the things that is different today is the amount of information that we have access to, which can make things very confusing.
[61:58] Jody Hinze: And so, you know, we have to navigate that.
[62:01] Jody Hinze: And it's hard to navigate that because there's a lot of bias and noise in the information that we are receiving.
[62:09] Jody Hinze: And so we have to be able to decipher that on our own, which is much different than previous generations.
[62:18] Kim Monson: It's confusing, and that's where you come in to help people try to get to clarity on their finances.
[62:26] Kim Monson: Because we talk a lot about the federal government and government and taxes or whatever, but on the micro level, what is happening to people on their own finances is really one of the most important things.
[62:41] Kim Monson: And so how do you help people begin to navigate through this?
[62:46] Jody Hinze: Yeah, I think one of the things that we do at Mint is one of our core values is information sharing.
[62:54] Jody Hinze: In fact, the word Mint is an acronym for our values, and the I is that information sharing piece.
[63:00] Jody Hinze: And so we do a lot of educational events, and that's what they are.
[63:03] Jody Hinze: They are educational events to help clients navigate through all of this chaos.
[63:09] Jody Hinze: And so we want to make sure that we have informed investors, just like you want to make sure that people are informed voters to help understand all of this.
[63:19] Jody Hinze: And one of the compliments that I get all the time from my clients is: you make it so easy to understand.
[63:25] Jody Hinze: And so I take that very seriously because this stuff is complicated.
[63:31] Kim Monson: So with a new client, I guess my couple of things.
[63:35] Kim Monson: I know that if people can get started with you early in their life, that that's a great thing.
[63:42] Kim Monson: But what about people that are close to retirement?
[63:49] Jody Hinze: Oh, absolutely.
[63:49] Jody Hinze: I think the biggest thing that we hear when people are coming in a little bit later in life is: we wish we would have met with you 20 years ago.
[63:59] Jody Hinze: But it's never too late to get started.
[64:00] Jody Hinze: The biggest thing that we see is lack of any type of financial planning or lack of any type of strategy.
[64:09] Jody Hinze: So that's where we suggest everybody start.
[64:13] Jody Hinze: And that's going to bring a lot of that clarity that you just mentioned.
[64:16] Jody Hinze: Am I on track?
[64:17] Jody Hinze: If I'm not on track, what do I need to be doing?
[64:19] Jody Hinze: And then, when you are in situations like we're in right now and the financial environment is hard to kind of navigate with a shutdown and we don't know what's all going on, having that strategy helps people stay disciplined and stick to the plan, as opposed to making those emotional or knee-jerk reactions.
[64:41] Kim Monson: And we talked about, I've talked about it on the ballot regarding influence voters, passion.
[64:47] Kim Monson: So I think that many times these PBIs try to speak to a passion and emotion, but typically you don't make great decisions with passion and emotion.
[65:01] Kim Monson: It's important you have passion, emotion in your life.
[65:04] Kim Monson: But for those really hard decisions, you need to do exactly what you're saying is have strategy, have discipline, understand what your goals are.
[65:16] Kim Monson: And then the passion and emotion, it'll prevent you from making those rash decisions, I think, Jodi.
[65:24] Jody Hinze: Oh, absolutely.
[65:25] Jody Hinze: Investing is counterintuitive.
[65:27] Jody Hinze: You know, when your fear sets in, you tend to do the exact opposite of what you should be doing, which is staying disciplined.
[65:35] Jody Hinze: And when things get exciting, your greed tends to step in.
[65:38] Jody Hinze: And then you tend to invest when the markets are at all-time highs.
[65:42] Jody Hinze: And so, you know, those emotions will, again, tell you to do the exact opposite of what you should be doing.
[65:49] Kim Monson: And that is so difficult to be counterintuitive to that.
[65:53] Kim Monson: So what's the process, Jody Hinsey, for people to schedule a call or meeting with you?
[66:01] Jody Hinze: Yeah, best way to go out to our website, there's a scheduling link right out there, which is mintfs.
[66:07] Jody Hinze: com.
[66:08] Jody Hinze: That's M-I-N-T-F as in Frank, S as in Sam.
[66:11] Jody Hinze: com.
[66:12] Jody Hinze: Or you can email me, which is Jody at MintFS.
[66:15] Jody Hinze: com.
[66:17] Jody Hinze: Or you can email me or call me or text, which is 303-285-3080.
[66:23] Jody Hinze: Again, that's 303-285-3080.
[66:26] Jody Hinze: Okay.
[66:27] Kim Monson: Well, Jody and Jody Henze, it's important that people in their lives work with people that they can trust, that they work with people that strive for excellence.
[66:34] Kim Monson: and that is why we are so pleased to have you as a sponsor of this podcast.
[66:40] Kim Monson: the show because that's exactly who you and Mint Financial Strategies is.
[66:44] Kim Monson: And one more time, what is that website?
[66:50] Kim Monson: That's MintFS for FinancialStrategies.
[66:55] Kim Monson: We'll talk to you in a couple of weeks.
[67:03] Kim Monson: And we do have amazing sponsors here at the show.
[67:04] Kim Monson: And we are blessed also to work with Roger Mangan and his State Farm Insurance team, and they can help you with all of your insurance needs.
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[69:23] KLZ Promo Announcer: There's so much noise coming at us.
[69:26] KLZ Promo Announcer: Sometimes it is difficult to make sense of it all.
[69:28] KLZ Promo Announcer: How can you sift through the clamor for your attention and get to the truth?
[69:34] KLZ Promo Announcer: The Kim Monson Show is here to help.
[69:35] KLZ Promo Announcer: Kim searches for truth and clarity by examining issues through the lens of freedom versus force.
[69:41] KLZ Promo Announcer: Force versus freedom.
[69:42] KLZ Promo Announcer: Tune in to the Kim Monson Show each weekday, 6 to 8 a.
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[70:28] Kim Monson: responsibility to know what's on the ballot, to really think about it and reflect upon those things.
[70:32] Kim Monson: And I hope that my voter's guide will be a good tool for you as you are doing that.
[70:38] Kim Monson: Wanted to mention Veterans Day is right around the corner, November 11th, and the USMC Memorial Foundation will be hosting an event out at the Marine Memorial on the 8th of November, Saturday.
[70:51] Kim Monson: And you can get more information about that by going to usmcmemorialfoundation.
[70:58] Kim Monson: And I am honored to support the USMC Memorial Foundation here at the Kim Monson Show.
[71:05] Kim Monson: Pleased to have on the line with me, Helen Raleigh.
[71:07] Kim Monson: She is an American entrepreneur, writer, and speaker.
[71:10] Kim Monson: She's a senior contributor at The Federalist, and her writings appear in other national media as well, including The Wall Street Journal and Fox News.
[71:19] Kim Monson: She is the author of several books including Confucius Never Said and Backlash, How Communist China's Aggression Has Backfired.
[71:26] Kim Monson: Her latest book is Not Outsiders, Asian Americans' Political Activism from the 19th Century to Today.
[71:33] Kim Monson: You can follow her on Twitter, or X I guess it is, at HRaleighSpeaks, and that's spelled R-A-L-E-I-G-H, so HRaleighSpeaks.
[71:48] Kim Monson: You have written a very important piece published at, oh, people can also follow you on Substack.
[71:56] Kim Monson: How can they follow you on Substack?
[71:59] Helen Raleigh: They can either search under my name or my Substack newsletter is called Confucius Never Said, which is the same title as my first book.
[72:09] Helen Raleigh: So they can either search my name or search the title of the newsletter, Confucius Never Said.
[72:14] Kim Monson: Okay, you have published a very, I think, a very important piece at The Federalist, and this is regarding a leftist smear campaign in a university, Northern Michigan University, which then caused a very strong candidate to be bypassed.
[72:34] Kim Monson: So set this up for us, Helen Raleigh.
[72:38] Helen Raleigh: So Northern Michigan University was searching for a president because their existing president left for another job.
[72:50] Helen Raleigh: One of the candidates is currently the dean of a business school, College of Business at the University of Wyoming.
[73:00] Helen Raleigh: He's the first generation, and he grew up in rural Michigan.
[73:04] Helen Raleigh: He's the first generation, his family to go to college and he got his PhD at George Mason University in economics, which is one of the nation's top economics program.
[73:24] Helen Raleigh: And then he became the youngest business dean in 2016.
[73:30] Helen Raleigh: So he has served at the Northern Dakota University, and then he moved down to become the dean of the College of Business at the University of Wyoming.
[73:41] Helen Raleigh: So we just look at his credentials, he's well qualified for this job, but he because he's an economist, he you know he wrote papers and some of the leftists and he's a conservative by the way, so he's more like an Austrian of economists and one of the activists in the Michigan community that dug out a paper that Scott Buehler, which is the theme, Dr.
[74:12] Helen Raleigh: Scott Buehler wrote more than 20 years ago and selectively quoted the passages basically accusing Dr.
[74:20] Helen Raleigh: Buehler, of discriminating against the women and first generation of college student minorities and the campaign that was being run by the Republican Party.
[74:29] Helen Raleigh: So, I think that's a very important thing to look at.
[74:25] Helen Raleigh: You see, the minorities, and the campaign was very successful and he eventually was bypassed this job.
[74:36] Kim Monson: This was a piece that he had written, as you mentioned, 20 years ago, and it was titled behavioral economics and perverse effects of the welfare state.
[74:47] Kim Monson: And so, as you mentioned, the leftist, uh, radical activists, that- and this is where they they battle- is they come in, and in a way, you could see how they could possibly be silencing voices, because if professor bueller had thought 20 years ago that what he said might cause him to be bypassed for a promotion, people sometimes could start to make a decision on not to speak the truth, and it's another type of censorship, and we have to be strong.
[75:23] Kim Monson: We have to continue to speak truth to this.
[75:25] Kim Monson: I think it'll all work out well for him.
[75:29] Kim Monson: But tell us a little bit about this piece because I think it's a very powerful piece, Behavioral Economics and Perverse Effects of the Welfare State.
[75:39] Helen Raleigh: So let me just set a stage for behavioral finance.
[75:43] Helen Raleigh: Behavioral finance was a relatively new, newer, not exactly new, it's been around for several decades.
[75:50] Helen Raleigh: It's a relatively newer school of thought of like a branch, sub-branch of economics.
[75:58] Helen Raleigh: It's basically studying about how human behaviors influence our economics-related decisions.
[76:04] Helen Raleigh: And based on this school of thought, you know, none of us is 100%purely rational and rational and self- controlledwhen we make decisions.
[76:17] Helen Raleigh: Some of us are better than others, but all of our decisions are influenced by our psychological bias.
[76:22] Helen Raleigh: So his paper particularly studies how welfare programs, even though their intentions were good, they're designed to help people in distressful situations.
[76:36] Helen Raleigh: But because people are in distressful situations, such as poverty, sometimes, more often than not, I should say, Welfare programs are designed to help actually end up exacerbating people's bad tendencies to make poor choices that they think in the short term could benefit them, but in the long term, trap them in a desperate situation.
[77:04] Helen Raleigh: For example, he, in his paper, he mentioned that he gave many examples.
[77:11] Helen Raleigh: One example is the financial assistance for single mothers, basically for young moms who, you know, were not married and got pregnant.
[77:18] Helen Raleigh: And he basically used the example to say, hey, when you, like, if there's no financial assistance for single mothers, you know, young women maybe will be more cautious when they engage in sexual, you know, behaviors.
[77:33] Helen Raleigh: and just knowing that, you know, they may still want to have a career, they may want to have other things, they don't want to be tied down by our family.
[77:43] Helen Raleigh: But when there is financial, when the government offers financial and substantial financial assistance for a single mother, even though the intent was to help single mothers to raise their child, make sure the child has enough, you know, food and security, et cetera.
[77:59] Helen Raleigh: But the existence of the financial assistance may convince some young women to decide, oh, there's really, because this external support, financial support, then the cost of, you know, having a, not being married, have a child, raising a child alone is low for the short term.
[78:20] Helen Raleigh: But in the long term, this decision of having a child without getting married and living off of welfare could end up trapping young women in long- termpoverty.
[78:36] Helen Raleigh: I mean, some young women, you know, some courageous and brave, you know, young single mothers still manage to achieve great things in life and raising great child.
[78:52] Helen Raleigh: So this is not a discrimination against a single mom or moral judgment against a single mom.
[78:58] Helen Raleigh: This, his paper is purely from financial and the behavior point to see how government assistance in certain circumstances ends up helping people, you know, making wrong decisions that will track them, have long- termconsequences.
[79:16] Helen Raleigh: So that's kind of the example he mentioned in his paper.
[79:21] Kim Monson: So you personally know, well, his life story and your life story.
[79:29] Kim Monson: Let's go to break just a little bit early.
[79:31] Kim Monson: I don't want to interrupt this discussion with Helen Raleigh because it is so important.
[79:36] Kim Monson: And these discussions and conversations happen because of our sponsors.
[79:40] Kim Monson: Sponsors, and I so appreciate the second syndicate, the work that alicia garcia and teddy collins are doing to bring these voices together to protect our second amendment rights, because the second amendment is there to help protect all of the other rights today, particularly in colorado.
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[82:48] Kim Monson: While you're there, click on the red banner at the top and download our voter's guide, which we hope will be a good tool for you as you are talking with others about these issues and completing your ballot.
[83:01] Kim Monson: We want you to be an informed voter, not an influenced voter.
[83:04] Kim Monson: And you have a duty, a civic duty, to understand these issues and to really contemplate them.
[83:11] Kim Monson: And so we hope that that will be helpful for you.
[83:13] Kim Monson: Regarding the school board candidates, a great resource is transformcolorado.
[83:21] Kim Monson: And if the candidate did not respond to those and answer those questions, that could be probably a pretty good sign that maybe you don't want to vote for them because they're very important issues.
[83:35] Kim Monson: She is an American entrepreneur, writer, and speaker.
[83:38] Kim Monson: And she's a senior contributor at The Federalist.
[83:40] Kim Monson: And she's in other publications as well.
[83:44] Kim Monson: You can find her at Confucius Never Said at Substack.
[83:49] Kim Monson: and then also she regularly writes at The Federalist, which we're talking about this piece, regarding a leftist smear campaign at Northern Michigan University bypasses this very strong candidate for president.
[84:03] Kim Monson: And you hit on this, Helen Roller, you said, well, welfare programs are designed to help.
[84:09] Kim Monson: They can unintentionally worsen decision-making.
[84:11] Kim Monson: And that's really one of the things that Professor Bullier was talking about.
[84:20] Kim Monson: And the attacks upon him were really, they should have done more research about his life and, of course, your life also.
[84:28] Kim Monson: Both those things, I think, are testaments to the American idea.
[84:32] Kim Monson: So tell us, first of all, about Professor Bullier.
[84:38] Helen Raleigh: The tag basically took words and sentences out of the paper accusing Dr.
[84:45] Helen Raleigh: Buehler and his co-authors of treating welfare recipients, poor people as behaviorally deficient.
[84:54] Helen Raleigh: And so the attacker, the leftist, basically argued that poverty is really a result of a systemic, you know, structure issue.
[85:06] Helen Raleigh: It's not a behavior issue where you connect that to behavior.
[85:13] Helen Raleigh: You basically discriminate against, you know, disrespect and discriminate against poor people, including women, like the example I used.
[85:30] Helen Raleigh: Buehler ever discriminated against women, minority, and first-gen college students, because, as I mentioned earlier, that he himself was a first-gen student.
[85:38] Helen Raleigh: He grew up in rural Michigan, that he was the first in his family to go to college.
[85:46] Helen Raleigh: He attended Northern Michigan University before he went on to get his Ph.
[85:52] Helen Raleigh: And for myself, you know, I basically made an argument in the piece that if the leftist attacks theory was correct, that the poverty is a structural issue.
[86:10] Helen Raleigh: Then I use myself also as additional example to say, hey, I came to this country more than 20 years ago, had less than$ 100 in my pocket, and I didn't speak very good English.
[86:22] Helen Raleigh: And so if it's a structure and social poverty, the structure, social issues, then I really had no hope, right?
[86:31] Helen Raleigh: I should have just remained in that life station.
[86:37] Helen Raleigh: But my experience today, I'm not only a successful entrepreneur, but also I'm a well-published writer in English, not my native language.
[86:49] Helen Raleigh: Buehler's experience, as well as my experience, shows that in this country, that your behavior does matter, because where you start doesn't define where you end up.
[86:59] Helen Raleigh: We can, each one of us can absolutely do better in our life.
[87:07] Helen Raleigh: You know, not all of us are going to become millionaires or billionaires, if that's true, but we can all do absolutely better in our lives through our individual efforts.
[87:12] Helen Raleigh: I think this leftist idea that every misfortune is always, I mean, some of them may be the result of structural results, but many of them we can still make a difference.
[87:25] Helen Raleigh: Even in the worst circumstances, we can still make a difference in our life through our individual effort, our individual behavior.
[87:34] Helen Raleigh: That's how you're, to me, that's really your disrespect.
[87:38] Helen Raleigh: Women, minority, and who are in poverty think they do not have their own agency to better their life.
[87:46] Kim Monson: Well, and so Professor Boyer also has a proven track record of helping first-generation students and rural families and people from low-income communities.
[88:01] Kim Monson: So tell us a little bit about that.
[88:04] Helen Raleigh: So he was the dean of Northern Dakota University, State University.
[88:10] Helen Raleigh: And he was also currently the dean of College of Business at the University of Michigan.
[88:23] Helen Raleigh: And both of those schools are regional universities.
[88:29] Helen Raleigh: I mean, full disclosure, University of Wyoming is my alma mater.
[88:34] Helen Raleigh: So I'm familiar with the students' bodies, especially in that university.
[88:43] Helen Raleigh: Most of the students are either first generations or, you know, women, minorities.
[88:49] Helen Raleigh: And, you know, because they're regional, they cater to the local community.
[88:52] Helen Raleigh: So their student bodies are very similar to Northern Michigan University's student body.
[88:59] Helen Raleigh: And there's, you know, professor viewers at the University of Wyoming has a very successful track record of, you know, get the schools improve their national rankings and establish more scholarships, you know, bringing more speakers and basically really strengthened that college of business program.
[89:19] Helen Raleigh: So there's really no evidence that he ever discriminated or suppressed, you know, any first-gen students as well as women and minorities.
[89:33] Helen Raleigh: That's why his attackers had to go dig up a 20, more than 20-year-old paper and try to find a selective language and passages to discredit him.
[89:45] Kim Monson: And we are in such a fight regarding our education system.
[89:50] Kim Monson: And as we're having more transparency and seeing what has happened, for example, I know families that they sent their kids off to college and the kids come back indoctrinated in radical activist leftism.
[90:05] Kim Monson: And so we are at a critical juncture in our education system right now, Helen Raleigh.
[90:11] Helen Raleigh: Yeah, and so in my paper, I actually offered an example.
[90:16] Helen Raleigh: So this was written right before, my draft was written before Northern Michigan made its announcement.
[90:23] Helen Raleigh: So I used the Florida example, you know, a couple of years ago, Florida Governor Ron DeSantis basically signed into law to restrict the state colleges from spending federal and state fundings on DEI.
[90:37] Helen Raleigh: And so in response, University of Florida and the several other state university systems, they actually dismantle their DEI bureaucracy and re-dedicate those financial resources to enhance their academic performance and attract the conservative faculties.
[90:56] Helen Raleigh: And they have really basically improved their academic ranking.
[91:04] Helen Raleigh: So Florida now, as of 2025, has four schools in top 50 For public universities and which is the second most among all states.
[91:11] Helen Raleigh: So basically Florida experience shows if you get a For universities, there is a path forward, you know, you do not bow to the woke pressure you get rid of the idea bureaucracy, you're focusing on prioritizing academic achievements and the diversity of ideas that will lead to, you know, incredible outcomes.
[91:34] Helen Raleigh: Otherwise, What we are seeing is families and students, the college enrollment has been going down everywhere else, but the college enrollment in Florida is going up.
[92:05] Helen Raleigh: Because parents and students, they want to pay for results, right?
[91:51] Helen Raleigh: Why should the family pay$ 60,000,$ 70,000 a year for four years if their kids do not learn any useful skills?
[92:01] Helen Raleigh: All they got was political induction, ideological indoctrination, like you mentioned.
[92:06] Helen Raleigh: So schools, colleges, this should be a wake-up call that they need to learn how to provide values to the family.
[92:15] Helen Raleigh: Otherwise, the free market is going to eventually kick them off life support.
[92:22] Helen Raleigh: There are more and more calls for cutting federal funding for schools.
[92:28] Kim Monson: Well, and that's my next question is, until Trump, I had no idea the billions of dollars that is going to colleges and universities.
[92:40] Kim Monson: In addition, we've got kids that have taken on tremendous amount of debt.
[92:45] Kim Monson: there has been so much money that has flowed into colleges and universities, and then that money's been used by radical activist leftist professors to indoctrinate kids.
[92:59] Kim Monson: First of all, I don't think we should be putting federal and state money into colleges and universities.
[93:16] Helen Raleigh: H-STEL is a small liberal arts college also in Michigan.
[93:20] Helen Raleigh: And ever since the school's founding, they never took a penny of taxpayer dollars.
[93:31] Helen Raleigh: So I think that's the way it should be, that the colleges should be able to stand on their own.
[93:37] Helen Raleigh: Again, just like everybody else, right, competing the market of ideas.
[93:40] Helen Raleigh: if they offer lousy service, you know, if there's no return on investment, they should not count down taxpayer dollars to bail them back, bail them out.
[93:51] Helen Raleigh: And also that our college campuses today are really the hotbed.
[93:58] Helen Raleigh: Basically, they are a very expensive indoctrination camp for young people because of the woke professors.
[94:08] Helen Raleigh: Yesterday, there's a viral tweet showing that Zohan Mandani's father, he's a professor, Zohan Mandani is running for, is a socialist running for New York governor, I mean, New York mayor, and his father's a professor at Columbia.
[94:24] Helen Raleigh: And, you know, they both are refugees from Uganda when they first came here, but he was, they're talking about America is the root of, quote him, he said, America is the root of all evil and was the inspiration for Nazis.
[94:39] Helen Raleigh: And Hitler learned the genocide from Abraham Lincoln.
[94:45] Helen Raleigh: I mean, he's a professor at the University of Columbia.
[94:50] Helen Raleigh: Imagine how many students he has been influenced.
[94:57] Helen Raleigh: It's because the college environment that he's able to thriving in a college environment and spill this kind of nonsense to indoctrinate young people generation after generation.
[95:09] Helen Raleigh: And so this whole college funding model is totally broken.
[95:14] Kim Monson: So, Helen Raleigh, with declining enrollment and with government funding hopefully going away, some of these colleges and universities may close, yes?
[95:34] Helen Raleigh: They can either decide to change like universities in Florida have done, or if they keep holding on to their original model, then they obviously cannot survive.
[95:49] Helen Raleigh: Another thing is I always advocate that not every kid needs to go to college.
[95:58] Helen Raleigh: And I'm a big fan of Mike Rowe, the host of Dirty Job.
[96:04] Helen Raleigh: And he mentioned, he's been talking about how we need more American young people to go to trade school, learn, like, you know, solid skills.
[96:13] Helen Raleigh: And right now, actually, with the, you know, the booming of AI, AI is wiping out, you know, entry-level white-collar jobs, like basic coding, you know, customer service.
[96:25] Helen Raleigh: But you know what jobs AI cannot, you know, wipe out yet?
[96:28] Helen Raleigh: plumbers, welders, you know, those are very well-paying jobs.
[96:32] Helen Raleigh: So I think we're going to continue to see bifurcation of some young people just will not go to college at all, no matter how many colleges are there.
[96:41] Helen Raleigh: They're just going to choose a different career path.
[96:43] Helen Raleigh: And then some of the colleges will not survive without federal support.
[96:47] Helen Raleigh: And they will hopefully, you know, get out of the free market that most more successful schools like Heathdale, thriving and educating next generation of Americans.
[96:57] Kim Monson: Well, it's a very exciting time in America right now.
[97:02] Kim Monson: And I say, I think that we're in the third founding of our country, because when you have a candidate for New York mayor who was raised in a family that says that America is basically the root of all evil, that means that they don't love America.
[97:21] Kim Monson: They don't love this American idea.
[97:22] Kim Monson: You and I know that America is not perfect, But the sanctity of the individual with these rights from God of life, liberty, and pursuit of happiness, that was a radical idea when Jefferson wrote that in the Declaration.
[97:38] Kim Monson: And you wonder what could happen if we had a country like that.
[97:44] Kim Monson: And what can happen is your success, my success, Professor Bullier's success, that anything is possible in this country.
[97:55] Kim Monson: And that's why being dependent on government can really hold people back.
[98:00] Kim Monson: Your final thought, Helen Raleigh, this has been so educational.
[98:05] Helen Raleigh: You know, you've been doing an amazing job to help, you know, spread the good ideas.
[98:10] Helen Raleigh: I just want to say, you know, you and I love America, but we also criticize things here.
[98:17] Helen Raleigh: It's like a mother, you know, criticize something his child does, you know, not because he, you know, hates it, but it's out of love.
[98:25] Helen Raleigh: But what Zohan Madani's father said about America and the people like him in college campuses, in doctorate, our children are, they criticize America out of hatred.
[98:36] Helen Raleigh: We cannot hold a country together if people who have gained power in this country have no love for this country.
[98:46] Helen Raleigh: You know, you can criticize America out of love, but if you have no love for this country, we cannot keep this republic.
[98:51] Helen Raleigh: So I hope your listeners will differentiate between there are two kinds of, you know, criticism.
[98:59] Helen Raleigh: There's one out of love, there's one out of pure hatred, and we want more out of love to make this country better.
[99:07] Helen Raleigh: But we should definitely denounce those who, not just criticize, denounce America, denounce everything good America based on hatred, because that kind of idea will not hold us together.
[99:19] Kim Monson: And Lincoln said it, and I just read it when I was doing some Bible reading, is a house divided cannot stand.
[99:27] Kim Monson: And so those that hate America want to divide us.
[99:31] Kim Monson: And the language though that they use is they accuse others of what they're really trying to do.
[99:37] Kim Monson: They accuse Donald Trump as a divider, but actually that is their particular agenda.
[99:43] Kim Monson: And so we have to unite around this great American idea.
[99:47] Kim Monson: I love this example that you you gave regarding a mother loving her child.
[99:55] Kim Monson: People can find you at Confucius Never Said
[100:00] Kim Monson: Substack and what is your website?
[100:05] Helen Raleigh: Raleigh speaks calm and that's Helen Raleigh, and Raleigh is spelled RA leigh.
[100:12] Kim Monson: Helen, we will talk again very soon and thank you.
[100:15] Kim Monson: Thank you, Kim, appreciate everything you have done right back at you, and all these discussions happen because of your support, our sponsors.
[100:25] Kim Monson: If you've been injured, be sure and reach out to John boson and Boesen Law.
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[102:40] Kim Monson: And welcome back to the Kim Monson show.
[102:45] Kim Monson: Be sure and check out our website and our voters guide.
[102:48] Kim Monson: You can download that by clicking on the red ribbon at the top and put in your name and your email and we will send you a link.
[102:56] Kim Monson: And we hope this is a good tool to help you as you are completing your ballot with our analysis and our recommendations on regarding the Denver, the I have it in air quote, vibrant Denver bond package, as well as the two school meals questions on the statewide ballot.
[103:15] Kim Monson: We have these discussions because of our sponsors.
[103:18] Kim Monson: We are taking calls, 303-477-5600.
[103:22] Kim Monson: I wanted to say thank you to the Harris family for their gold sponsorship of the show, and also thank you to Hooters Restaurants.
[103:28] Kim Monson: They have locations in Loveland, Westminster, and on Parker Road.
[103:32] Kim Monson: In fact, Kurt Gerwitz and I went over for lunch after he was on the show last week, and they have some of the best nachos.
[103:40] Kim Monson: And again, great specials for Hooters Restaurants, and I appreciate their sponsorship of the show.
[103:45] Kim Monson: And then also one of the nonprofits that I highlight is the Center for American Values, which is located in Pueblo.
[103:51] Kim Monson: They're nonpolitical, nonpartisan, focused on foundational principles of honor, integrity, and patriotism through their portraits of valor of our Medal of Honor recipients, as well as educational programs for kids K through 12 and also to help educators.
[104:07] Kim Monson: So to get more information about that, going to AmericanValueCenter.
[104:21] Gammy: Good morning.
[104:22] Gammy: Great pieces of information today.
[104:25] Gammy: I want to give everybody a website, www.
[104:29] Gammy: dysphoria.
[104:34] Gammy: com.
[104:35] Gammy: That's spelled D-Y-S-P-H-O-R-I-A movie.
[104:40] Gammy: com.
[104:42] Gammy: Of course, it's from Aaron Lee and others in it.
[104:47] Gammy: It is absolutely mind-blowing, stunning reality that every parent, not just in Colorado, but in the country, needs to watch this.
[104:57] Gammy: And then you need to parlay that into action into your schools who are ignoring the presidential executive orders on everything to do with gender, SEL, DEI, and CRT.
[105:13] Gammy: And let me give you some information that you might find interesting.
[105:17] Gammy: In America, there are 2.
[105:18] Gammy: 8 million people who identify as transgender.
[105:23] Gammy: of those, these are estimated numbers, of those approximately 724,000 youths are in that grouping.
[105:33] Gammy: And that's probably inaccurate because the social mental transitioning is occurring from kindergarten up and the schools, the counselors, and the way overpaid administrators in the schools and all the middlemen getting paid are promoting all this when it should be going to real academic teaching and not medical, chemical, COVID, anything in the schools.
[105:59] Gammy: Now, globally, that translates, we have approximately 8 billion people on the planet, right?
[106:06] Gammy: Approximate.
[106:08] Gammy: And of that, maybe 413 million identify as some trans could be mental, it can be chemical, and it can be medical can be all of the above or one part.
[106:21] Gammy: Now that's about 0.
[106:22] Gammy: 01.
[106:24] Gammy: Well, globally, maybe it's 0.
[106:26] Gammy: 05%, but nationally, we're looking at maybe 0.
[106:31] Gammy: 01%.
[106:33] Gammy: How is a population of, let's say it's 0.
[106:37] Gammy: 02%, how does that small amount of the population get to determine what is happening in the schools to indoctrinate, as you were talking with Helen, all of our population.
[106:54] Gammy: And they're breaking a lot of laws that no one, including the Denver legislature, the Denver governor, or the secretary of state are admitting to and translate it to if you had fair elections, none of this could happen.
[107:09] Gammy: And I'm coming back.
[107:10] Gammy: Tina Peters would never be in jail if the truth would be told.
[107:15] Gammy: and she has saved election records.
[107:18] Gammy: And until we fix and get rid of even the new guy that bought the machines, that's all a scam if you don't get rid of the machines and have paper votes, or this will continue to butcher children's bodies that are healthy.
[107:32] Kim Monson: And we are at excellent points, Scammy, and you are so well informed, and I thank you for sharing that information with us.
[107:50] PSA Anne: It's in honor of Action Anne, actually, that moniker.
[107:56] PSA Anne: This is a PSA for your Jeffco listeners.
[108:02] PSA Anne: Regarding, you may want to call your assessor and your assessor supervisor regarding two properties that don't seem to be on the tax rolls that were sold and are for sale.
[108:17] PSA Anne: The sold one is at 14, well okay, the for sale one that isn't on the tax rolls is at 52: 56 floor away and the one that sold is 14.
[108:46] PSA Anne: They're not.
[108:47] PSA Anne: They're not on the tax roll.
[108:49] PSA Anne: 52: 56 is it?
[108:53] PSA Anne: Somebody's home is for sale.
[108:55] PSA Anne: It's for sale currently and not on the tax rolls.
[108:59] PSA Anne: And that became 52-56 floor away from a 14,000 block of West 52nd Avenue that also is not on the tax rolls.
[109:09] PSA Anne: So your listeners might want to call your assessor, Scott Kersgaard, and your assessor supervisor, Janice Berger, and also the person who's selling it who is at 303-946-7358 and find out about that.
[109:22] PSA Anne: How can they be sold and for sale and not on the tax rolls?
[109:24] PSA Anne: Okay.
[109:25] PSA Anne: Okay.
[109:31] Kim Monson: So we'll have to have to check on that.
[109:33] Kim Monson: So property's not on the tax rolls.
[109:36] Kim Monson: I think that's the key question there.
[109:41] Kim Monson: I so appreciate you listening and kicking the tires on all of these ideas.
[109:46] Kim Monson: It is so important to shed light on this.
[109:49] Kim Monson: And that's why the quote from Confucius is so important.
[109:52] Kim Monson: He said this, all the darkness in the world can't put out the light of one candle.
[109:57] Kim Monson: And that's what we work to do here on the show is to light a candle so that we can reclaim our state, reclaim our country.
[110:07] Kim Monson: And today, be grateful, read great books, think good thoughts, listen to beautiful music, communicate and listen well, live honestly and authentically, strive for high ideals and like Superman, stand for truth, justice, and the American way.
[110:19] Kim Monson: God bless you and God bless America.
[110:49] Music Outro: Moon rising fierce to the rain and lightning Wandering out into this great unknown And I don't want no one to cry But tell them if I don't survive The views and opinions expressed on KLZ 560 are those of the speaker, commentators, hosts, their guests, and callers.
[111:27] KLZ Disclaimer Announcer: They are not necessarily the views and opinions of Crawford Broadcasting or KLZ management, employees, associates, or advertisers.
[111:33] KLZ Disclaimer Announcer: KLZ 560 is a Crawford Broadcasting God and country station.