The Student Loan Forgiveness Program (SLFOP) is Purposely Misnamed
In his most recent essay The Student Loan Forgiveness Program (SLFOP) is Purposely Misnamed, Jay Davidson explains that it is…
Jay Davidson
Business Owner
Author
Advocate
Sponsor
Greenwood Village, Colorado
Jay Davidson is the founder, chairman, and CEO of First American State Bank in Greenwood Village, Colorado. A student of Austrian economics, he writes for American Thinker on economics, constitutional principles, and liberty.
Biography
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Jay Davidson is the founder, chairman of the board, and chief executive officer of First American State Bank, a community bank based in Greenwood Village, Colorado. Since opening its doors in 1995, the bank has grown to more than $260 million in assets under his leadership, serving the Colorado Front Range with commercial lending, home mortgages, and personal banking services. In 2025, the bank celebrated its 30th anniversary.
Davidson's banking career has deep roots. He is a graduate of the University of North Dakota School of Engineering and worked at his grandfather's American State Bank in Williston, North Dakota before founding his own institution in Colorado. With over 40 years of experience in banking, he brings expertise in community banking, commercial real estate lending, and monetary policy.
A dedicated student of Austrian School economics and the writings of Ludwig von Mises, Davidson is a frequent commentator on fiscal policy, Federal Reserve monetary policy, constitutional principles, and individual liberty. He writes prolifically, with articles appearing in American Thinker, the Wall Street Journal, and The Villager Newspaper. His commentary often focuses on quantitative easing, government spending, property rights, and the proper role of limited government.
Davidson serves his community through numerous philanthropic initiatives, including co-founding the First American State Bank Fitness Festival benefiting the Cherry Creek School Foundation. He has served on boards for the Kenneth Kendall King Foundation, Step 13, and Kempe Children's Foundation. He is recognized by Marquis Who's Who and has been listed in the Denver Business Journal's "Who's Who in Banking and Finance."
One of the most frequent guests on the Kim Monson Show, Davidson has appeared over 50 times since 2019, discussing topics including the Federal Reserve, inflation, TABOR, constitutional governance, the administrative state, and the foundations of American liberty.
Articles by Jay Davidson
The Excesses of Socialism Reap a Bitter Harvest
In his essay The Excesses of Socialism Reap a Bitter Harvest, Jay Davidson connects the dots to individual’s frustrations with…
Will Biden’s Stagflation Lead to Republican Victories in November?
In his essay, Will Biden’s Stagflation Lead to Republican Victories in November? Jay Davidson explains that the Left’s bad policies…
The Slap
In his essay The Slap, author Jay Davidson asks, “How far have we come from perspective and reality when a…
The Issue is Private Sector Freedom
Jay Davidson notes in his Op-Ed, The Issue is Private Sector Freedom, that in the wrong hands, monetary and fiscal…
Free to Choose
2020. The year we hope will be over soon. But what if a temporal solution doesn’t exist? Are we stuck…
Episodes
63 appearancesJune 30, 2026
An Ugly Housing Market, the Heroes of the West, and the Meaning of Independence
Ballot Measures & TABOR
Jay Davidson on what an ugly housing market reveals, plus novelist Casey Nash on the heroes of the West. Broadcast for June 30, 2026.
“The right to ownership is the foundational right to your liberty.”
May 14, 2026
Founding Principles, Lakewood’s Code Reversal, and the HD51 Primary Field
Civic Engagement & Grassroots
Jay Davidson reads the Declaration as a moral standard, Karen Gordey on Lakewood scrapping its wildfire code, and the HD51 primary field. May 14, 2026.
“Like Thompson said, we do not judge the Declaration. It judges us.”
“We don't need an artificial law to fix the constitution. We need to follow the constitution as it is written.”
April 30, 2026
Toastmasters and the Republic: Communication, Community Banking, and Constitutional Limits
Colorado Politics & Policy
Gauri Seshadri, Jay Davidson, Dave Evans, Karen Gordey, and Karen Levine on the Kim Monson Show for April 30, 2026.
“Inflation is stealing and excess taxation is stealing and putting other people into debt is stealing.”
“Our creator imbued each one of us with inalienable rights. And he said, you as an individual are sacred.”
March 31, 2026
Coercion, Enlightenment, and the Courage to Stand for Faith and Freedom
Ballot Measures & TABOR
CEO Jay Davidson examines government coercion vs. enlightenment and Fed monetary policy. Pastor Stephen Chappell discusses offensive faith. March 31, 2026.
“The Almighty gave us the knowledge of good and evil and gave us free will. And what he said was, okay, now you know what to do. Go do it. Or don't. That's your call.”
“The party doesn't matter. The principle matters. And I wish I would keep hoping that more of us will adhere to the principle and less to the political rhetoric and nonsense.”
“Inflation is the most insidious, dangerous, and destructive element there is to the workings of our economy.”
February 13, 2026
Runaway Spending, School Board Scandal, and Colorado’s Housing Showdown
Civic Engagement & Grassroots
Jay Davidson sounds the alarm on spending. Molly Lamar exposes Cherry Creek nepotism. Housing affordability debate on February 13, 2026.
“We can't rely on an individual who is going to be subject to greed, who's going to want to get reelected to not abuse this system. And we see it time and again on both parties.”
December 22, 2025
Hope, Healing, and Recovery After Tragedy
Ballot Measures & TABOR
“That's called capitalism, it's called independence, it's called the United States of America, the whole concept of what America is all about.”
October 24, 2025
Small Modular Reactors, Taxation, and the Battle for Local Control
Ballot Measures & TABOR
Robert Bryce analyzes nuclear SMRs while Jay Davidson examines Colorado ballot measures. Broadcast October 24, 2025.
“And the whole idea was, for the first time in recorded history, a nation was based on the sanctity of the individual.”
October 3, 2025
Armed Educators, Parental Rights, and Fiscal Responsibility in Colorado
Civic Engagement & Grassroots
Second Amendment rights, school board races, and government spending with Douglas County candidates, Second Syndicate founders, and Jay Davidson. October 3, ...
“The government only takes, it doesn't create.”
September 1, 2025
Labor Day and the Founding Principles of Economic Freedom
Constitution & Rule of Law
Scott Powell and Jay Davidson explore Labor Day's deeper meaning through American founding principles and Austrian economics on September 1, 2025.
“The Austrian school says, no, government spending is actually a detraction to economic development because all government spending takes away from free enterprise and from the private economy, from you and me.”
July 31, 2025
Protecting the Dollar and Defending Constitutional Rights
Civic Engagement & Grassroots
Jay Davidson reveals Fed money printing behind the dollar's 97% decline. Second Syndicate exposes Colorado's gun rights assault. July 31, 2025.
“For every dollar that's printed in excess of that needed to liquefy the economy, to provide liquidity for the economy, that dollar devalues every other dollar in existence. And that's the reason that we're experiencing inflation today.”
June 30, 2025
Declaration of Independence and America’s Unique Founding Vision
Climate Policy & "Green" Mandates
Patrick Moore on CO2 as life's foundation; Jay Davidson on the Declaration's unique vision of rights from God. June 30, 2025.
“And if that is the case, and it is, then there are certain inalienable rights, and he's used the word inalienable appropriately, because these rights are bestowed on us by our creator.”
“Thomas Jefferson, in the Declaration of Independence, destroyed that entire concept in America, not in the rest of the world.”
May 22, 2025
Taxes, Regulations, and the Centralization of Healthcare
Constitution & Rule of Law
Jay Davidson and Dr. Jill Vecchio discuss immutable facts about taxation and healthcare centralization with Kim Monson on May 22, 2025.
“And I need the government to stop spending my money because they're putting my grandchildren in debt with the borrowings that they're doing, just to spend money today.”
April 30, 2025
Austrian Economics and Limited Government: Understanding Trump’s DOGE Mission
Colorado Politics & Policy
“I submit that the solution to that problem is right here within our own government and our own nation, not by adding some artificial new rule or law, called a tariff, onto people's shoulders here in the United States.”
“It is a willing buyer and a willing seller agreeing on a price without outside coercion.”
“the federal reserve should exist only under its prime directive, and that prime directive, when it was started in 1911 under woodrow wilson, was to protect the value of the united states dollar.”
March 27, 2025
Colorado Mom’s Battle Against School System Exposes Transgender Activist Teacher Targeting Vulnerable Teen
Colorado Politics & Policy
Cindy Stein shares how an LGBT activist teacher allegedly befriended her vulnerable daughter during cancer treatment. Jay Davidson on DOGE, constitutional freedoms, and taxation as theft.
“You have the inalienable right to freedom of choice to your own decision.”
“Well, when taxation gets to the point of 50%of your income, that is absolute theft.”
“It's are you for more government or limited government?”
February 13, 2025
Constitutional Limits on Executive Power and Economic Freedom
Civic Engagement & Grassroots
Jay Davidson of First American State Bank analyzes Trump administration actions through constitutional and economic lenses. February 13, 2025.
“And then when he got into office, what he did in the first three weeks literally absolutely blew my mind.”
January 15, 2025
What Makes America Unique: Constitutional Foundations and Agricultural Freedom
Colorado Politics & Policy
Jay Davidson explains why individual rights predate government, while Trent Loos exposes USDA overreach. January 15, 2025.
“What that means is that those rights were granted to us by our creator, not by government and not by man.”
“And when you read the Constitution, you see that all of its edicts, all of its laws, all of its directives are directed at the size and scope of the federal government.”
December 5, 2024
Constitutional Battlegrounds: Supreme Court Cases and Economic Freedom
Civic Engagement & Grassroots
Rob Natelson on Supreme Court cases and Jay Davidson on government spending. Kim Monson Show, December 5, 2024.
“All government revenue comes from the citizen, from you and me, from the taxpayer, from the person that's working day and night trying to put food on the table for his family and get along in this world.”
“Capitalism is the greatest gift to individuals since the idea of sliced bread.”
November 14, 2024
Reducing Taxes, Spending, and Government Overreach
Constitution & Rule of Law
Jay Davidson on capitalism vs. cronyism, Karen Levine on housing, and Michelle Exner on school indoctrination. November 14, 2024.
“The difference between cronyism and capitalism is the same as the difference between fascism and our constitutional republic. Cronyism is so far, in my opinion, left because it is controlled by a government entity.”
“I'm sick and tired of Republicans getting in and then acting like the Democrats that they just booted out by passing their own set of laws and rules and regulations.”
October 23, 2024
Our Constitutional Republic Is the Antithesis of Central Control
Ballot Measures & TABOR
Constitutional principles meet ballot battles as guests discuss ranked choice voting, Chevron doctrine, and food supply threats. October 23, 2024.
“The beauty of the thing that the Constitution did was it said, OK, we're Congress, we're going to give you the sole authority to levy taxes against the American public. But to counter Congress's power, they said, Congress people, you will be put up for election if you're in the House every two years and in the Senate every six years. And you'll have to stand before the people and they will judge you, either put you back in place or take you out. So that was one of the most beautiful balancing acts of the Constitution, and Chevron subverted that, totally blew it through.”
September 26, 2024
Federal Reserve Politics, Vaccine Safety, and the Battle for Colorado
Civic Engagement & Grassroots
Jay Davidson on Fed rate cuts, Pam Long on vaccine safety data, Matt Burcham on Highlands Ranch. September 26, 2024.
“Inflation is pure and simple devaluation of the purchasing power of the dollar.”
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About Jay Davidson
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